MN lenders / Community Bank
Woodlands National Bank
Community Bank · Hinckley, MN · Mille Lacs Bcorp Inc
- Total assets
- $314.4M
- CRE loan book
- $53.8M
- QoQ CRE growth
- 1.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.19% as of Q1 2026 — TX bank median 4.87% (1.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.19% | 6.63% |
| Q4 2025 | 6.21% | 6.62% |
| Q3 2025 | 6.03% | 6.68% |
| Q2 2025 | 5.94% | 6.63% |
| Q1 2025 | 5.72% | 6.36% |
| Q4 2024 | 5.75% | 6.45% |
| Q3 2024 | 5.69% | 6.38% |
| Q2 2024 | 5.79% | 6.41% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $53.8M | $3.4M | $4.8M | 86% | $644,000 |
| Q4 2025 | $53.3M | $3.3M | $4.9M | 86% | $666,000 |
| Q3 2025 | $51.5M | $2.6M | $4.9M | 83% | $792,000 |
| Q2 2025 | $51.5M | $2.5M | $4.9M | 85% | $814,000 |
| Q1 2025 | $52.6M | $6.6M | $927,000 | 88% | $922,000 |
| Q4 2024 | $56.5M | $7.7M | $938,000 | 103% | $945,000 |
| Q3 2024 | $57.1M | $7.4M | $948,000 | 104% | $792,000 |
| Q2 2024 | $57.9M | $5.7M | $958,000 | 106% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.