MN lenders / Community Bank
First State Bank Minnesota
Community Bank · Le Roy, MN · First Leroy Bcorp Inc
- Total assets
- $105.2M
- CRE loan book
- $6.3M
- QoQ CRE growth
- 2.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.15% as of Q1 2026 — TX bank median 4.87% (0.29pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.15% | 5.93% |
| Q4 2025 | 5.04% | 5.96% |
| Q3 2025 | 4.94% | 5.88% |
| Q2 2025 | 4.93% | 5.88% |
| Q1 2025 | 4.86% | 5.66% |
| Q4 2024 | 4.78% | 5.58% |
| Q3 2024 | 4.64% | 5.49% |
| Q2 2024 | 4.65% | 5.44% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.3M | $3.6M | $0 | 49% | $0 |
| Q4 2025 | $6.2M | $3.6M | $0 | 48% | $0 |
| Q3 2025 | $5.9M | $3.3M | $0 | 47% | $0 |
| Q2 2025 | $5.5M | $3.1M | $0 | 45% | $0 |
| Q1 2025 | $5.2M | $2.9M | $0 | 43% | $0 |
| Q4 2024 | $4.6M | $2.4M | $0 | 39% | $0 |
| Q3 2024 | $4.0M | $2.0M | $0 | 35% | $0 |
| Q2 2024 | $3.7M | $1.7M | $0 | 33% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Generations BankCommunity Bank · Exeter · $6.3M CRE book
- The Corn City State BankCommunity Bank · Deshler · $6.2M CRE book
- Jackson Parish BankCommunity Bank · Jonesboro · $6.2M CRE book
- United Minnesota BankCommunity Bank · New London · $6.2M CRE book
- Farmers and Merchants State Bank of AlphaCommunity Bank · Alpha · $6.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.