MN lenders / Community Bank
The First National Bank of Fairfax
Community Bank · Fairfax, MN · Fort Ridgely Natl Bcorp Inc
- Total assets
- $34.9M
- CRE loan book
- $2.9M
- QoQ CRE growth
- 0.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.68% as of Q1 2026 — TX bank median 4.87% (0.19pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.68% | 5.51% |
| Q4 2025 | 5.70% | 6.14% |
| Q3 2025 | 5.68% | 6.21% |
| Q2 2025 | 5.91% | 6.37% |
| Q1 2025 | 6.14% | 6.32% |
| Q4 2024 | 5.95% | 6.27% |
| Q3 2024 | 6.08% | 6.37% |
| Q2 2024 | 6.06% | 6.40% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.9M | $2.8M | $0 | 21% | $0 |
| Q4 2025 | $2.8M | $2.8M | $0 | 21% | $0 |
| Q3 2025 | $3.0M | $2.9M | $0 | 22% | $0 |
| Q2 2025 | $3.8M | $3.7M | $97,000 | 27% | $0 |
| Q1 2025 | $3.9M | $3.7M | $201,000 | 28% | $0 |
| Q4 2024 | $4.8M | $4.5M | $204,000 | 35% | $0 |
| Q3 2024 | $4.8M | $4.5M | $208,000 | 35% | $0 |
| Q2 2024 | $5.0M | $4.6M | $211,000 | 36% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Chambers State BankCommunity Bank · Chambers · $2.8M CRE book
- Logan State BankCommunity Bank · Logan · $2.7M CRE book
- The First State Bank of ShelbyCommunity Bank · Shelby · $3.0M CRE book
- Farmers and Merchants State Bank of SpringfieldCommunity Bank · Springfield · $2.7M CRE book
- Farmers and Merchants BankCommunity Bank · Arnett · $2.7M CRE book
See all alternatives to The First National Bank of Fairfax →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.