MN lenders / Community Bank
Farmers and Merchants State Bank of Springfield
Community Bank · Springfield, MN · Piesco Inc
- Total assets
- $141.4M
- CRE loan book
- $2.7M
- QoQ CRE growth
- 19.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.09% as of Q1 2026 — TX bank median 4.87% (0.23pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.09% | 5.80% |
| Q4 2025 | 6.24% | 6.69% |
| Q3 2025 | 6.11% | 6.77% |
| Q2 2025 | 6.09% | 6.84% |
| Q1 2025 | 5.84% | 6.37% |
| Q4 2024 | 6.12% | 6.87% |
| Q3 2024 | 5.68% | 6.71% |
| Q2 2024 | 5.56% | 6.73% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.7M | $60,000 | $0 | 2% | $0 |
| Q4 2025 | $2.3M | $0 | $0 | 1% | $0 |
| Q3 2025 | $2.3M | $0 | $0 | 1% | $0 |
| Q2 2025 | $2.4M | $0 | $0 | 0% | $0 |
| Q1 2025 | $2.5M | $0 | $0 | 2% | $0 |
| Q4 2024 | $2.3M | $142,000 | $0 | 2% | $0 |
| Q3 2024 | $2.0M | $0 | $0 | 1% | $0 |
| Q2 2024 | $2.1M | $0 | $0 | 1% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers and Merchants BankCommunity Bank · Arnett · $2.7M CRE book
- Logan State BankCommunity Bank · Logan · $2.7M CRE book
- Benton County State BankCommunity Bank · Blairstown · $2.6M CRE book
- The First State Bank of DongolaCommunity Bank · Dongola · $2.6M CRE book
- Chambers State BankCommunity Bank · Chambers · $2.8M CRE book
See all alternatives to Farmers and Merchants State Bank of Springfield →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.