RefiLoop Lender Data

MN lenders / Community Bank

Northern State Bank of Thief River Falls

Community Bank · Thief River Falls, MN · Gato Holdings Inc

Total assets
$482.2M
CRE loan book
$50.2M
CRE concentration
24%
below the 300% supervisory guideline
QoQ CRE growth
-4.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$50.2M$4.1M$2.9M24%$0
Q4 2025$52.6M$3.6M$3.0M24%$0
Q3 2025$50.0M$3.3M$3.0M19%$0
Q2 2025$51.4M$4.9M$3.1M23%$0
Q1 2025$47.8M$4.0M$3.1M21%$0
Q4 2024$47.7M$3.6M$3.1M21%$0
Q3 2024$48.1M$2.6M$3.2M18%$0
Q2 2024$46.0M$1.3M$3.2M16%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.