MN lenders / Community Bank
American Heritage National Bank
Community Bank · Long Prairie, MN · American Heritage Holding Co
- Total assets
- $601.0M
- CRE loan book
- $273.0M
- QoQ CRE growth
- -4.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.49% as of Q1 2026 — TX bank median 4.87% (0.63pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.49% | 5.58% |
| Q4 2025 | 5.55% | 5.64% |
| Q3 2025 | 5.53% | 5.63% |
| Q2 2025 | 5.30% | 5.45% |
| Q1 2025 | 5.08% | 5.22% |
| Q4 2024 | 5.10% | 5.27% |
| Q3 2024 | 5.14% | 5.32% |
| Q2 2024 | 4.98% | 5.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $273.0M | $10.1M | $86.7M | 263% | $0 |
| Q4 2025 | $284.7M | $7.8M | $98.1M | 280% | $395,000 |
| Q3 2025 | $288.1M | $10.6M | $99.3M | 285% | $0 |
| Q2 2025 | $283.2M | $7.6M | $99.5M | 293% | $0 |
| Q1 2025 | $281.3M | $7.4M | $99.9M | 299% | $0 |
| Q4 2024 | $277.9M | $6.0M | $100.7M | 299% | $0 |
| Q3 2024 | $276.0M | $5.0M | $99.4M | 299% | $0 |
| Q2 2024 | $284.0M | $5.9M | $105.4M | 315% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers Trust and Savings BankCommunity Bank · Spencer · $272.7M CRE book
- Industrial BankCommunity Bank · Washington · $273.5M CRE book
- Peach State Bank & TrustCommunity Bank · Gainesville · $274.5M CRE book
- Home State Bank, National AssociationCommunity Bank · Crystal Lake · $268.8M CRE book
- Midwest BankCommunity Bank · Pierce · $277.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.