RefiLoop Lender Data

NY lenders / Community Bank

Bank of Utica

Community Bank · Utica, NY

Total assets
$1.4B
CRE loan book
$37.6M
CRE concentration
4%
below the 300% supervisory guideline
QoQ CRE growth
2.6%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$37.6M$0$4.5M4%$853,000
Q4 2025$36.6M$0$4.6M4%$610,000
Q3 2025$34.6M$0$4.8M4%$609,000
Q2 2025$33.2M$0$4.5M5%$0
Q1 2025$33.0M$0$4.7M5%$0
Q4 2024$31.8M$0$4.8M5%$76,000
Q3 2024$30.3M$0$5.0M4%$0
Q2 2024$28.8M$0$5.2M5%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.