RefiLoop Lender Data

MI lenders / Community Bank

First State Bank of Michigan

Community Bank · Decatur, MI · Gtsb Financial Inc

Total assets
$83.2M
CRE loan book
$4.9M
CRE concentration
7%
below the 300% supervisory guideline
QoQ CRE growth
-6.1%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$4.9M$0$07%$0
Q4 2025$5.3M$0$08%$0
Q3 2025$5.2M$245,000$09%$0
Q2 2025$4.0M$245,000$05%$0
Q1 2025$1.0M$205,000$05%$0
Q4 2024$1.0M$205,000$05%$0
Q3 2024$996,000$110,000$04%$0
Q2 2024$1.3M$534,000$07%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to First State Bank of Michigan

Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.