IL lenders / Community Bank
Farmers State Bank of Western Illinois
Community Bank · Alpha, IL · Alpha Banco Inc
- Total assets
- $164.6M
- CRE loan book
- $5.0M
- QoQ CRE growth
- -1.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.14% as of Q1 2026 — TX bank median 4.87% (1.28pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.14% | 6.58% |
| Q4 2025 | 6.17% | 6.45% |
| Q3 2025 | 5.99% | 6.34% |
| Q2 2025 | 5.99% | 6.61% |
| Q1 2025 | 5.85% | 6.05% |
| Q4 2024 | 5.94% | 6.41% |
| Q3 2024 | 6.06% | 6.79% |
| Q2 2024 | 6.01% | 6.65% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.0M | $0 | $0 | 4% | $0 |
| Q4 2025 | $5.1M | $0 | $0 | 4% | $0 |
| Q3 2025 | $5.3M | $114,000 | $3,000 | 4% | $0 |
| Q2 2025 | $5.2M | $24,000 | $6,000 | 4% | $0 |
| Q1 2025 | $4.7M | $24,000 | $9,000 | 5% | $0 |
| Q4 2024 | $5.2M | $530,000 | $12,000 | 7% | $0 |
| Q3 2024 | $4.9M | $530,000 | $15,000 | 5% | $0 |
| Q2 2024 | $5.0M | $860,000 | $18,000 | 5% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Farmers State Bank of BrushCommunity Bank · Brush · $5.0M CRE book
- First State Bank of MichiganCommunity Bank · Decatur · $4.9M CRE book
- State Bank of Cold SpringCommunity Bank · Cold Spring · $5.1M CRE book
- Dewey BankCommunity Bank · Dewey · $5.2M CRE book
- Mayville State BankCommunity Bank · Mayville · $5.2M CRE book
See all alternatives to Farmers State Bank of Western Illinois →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.