LA lenders / Community Bank
M C Bank & Trust Company
Community Bank · Morgan City, LA · M C Bancshares Inc
- Total assets
- $489.8M
- CRE loan book
- $163.5M
- QoQ CRE growth
- -1.8%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 13, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.85% as of Q1 2026 — TX bank median 4.87% (1.99pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.85% | 6.80% |
| Q4 2025 | 7.01% | 7.11% |
| Q3 2025 | 6.95% | 7.07% |
| Q2 2025 | 6.86% | 7.15% |
| Q1 2025 | 6.51% | 6.76% |
| Q4 2024 | 6.59% | 6.84% |
| Q3 2024 | 6.43% | 6.77% |
| Q2 2024 | 6.28% | 6.67% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $163.5M | $26.9M | $14.4M | 145% | $477,000 |
| Q4 2025 | $166.4M | $26.7M | $15.3M | 148% | $466,000 |
| Q3 2025 | $164.5M | $26.6M | $15.6M | 148% | $0 |
| Q2 2025 | $172.4M | $28.1M | $14.9M | 163% | $0 |
| Q1 2025 | $174.5M | $28.5M | $15.4M | 166% | $1.3M |
| Q4 2024 | $180.7M | $30.9M | $15.1M | 173% | $1.3M |
| Q3 2024 | $184.7M | $30.2M | $16.4M | 178% | $1.2M |
| Q2 2024 | $187.0M | $30.1M | $16.7M | 181% | $1.2M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Century Bank and TrustCommunity Bank · Milledgeville · $163.4M CRE book
- BankOrionCommunity Bank · Orion · $163.3M CRE book
- Cape Ann Savings BankCommunity Bank · Gloucester · $164.4M CRE book
- Peoples State BankCommunity Bank · Prairie Du Chien · $164.7M CRE book
- Heritage Bank & TrustCommunity Bank · Columbia · $161.6M CRE book
Markets where M C Bank & Trust Company lends
M C Bank & Trust Company has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.