MA lenders / Community Bank
Cape Ann Savings Bank
Community Bank · Gloucester, MA
- Total assets
- $1.1B
- CRE loan book
- $164.4M
- QoQ CRE growth
- 4.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.03% as of Q1 2026 — TX bank median 4.87% (0.16pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.03% | 5.05% |
| Q4 2025 | 4.94% | 4.98% |
| Q3 2025 | 4.88% | 4.92% |
| Q2 2025 | 4.78% | 4.82% |
| Q1 2025 | 4.66% | 4.69% |
| Q4 2024 | 4.71% | 4.75% |
| Q3 2024 | 4.61% | 4.67% |
| Q2 2024 | 4.50% | 4.54% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $164.4M | $22.6M | $33.9M | 66% | $146,000 |
| Q4 2025 | $158.0M | $14.0M | $33.1M | 63% | $826,000 |
| Q3 2025 | $154.0M | $14.7M | $34.4M | 64% | $832,000 |
| Q2 2025 | $152.2M | $11.4M | $33.0M | 65% | $847,000 |
| Q1 2025 | $149.3M | $10.1M | $32.8M | 65% | $1.2M |
| Q4 2024 | $150.7M | $14.6M | $33.0M | 66% | $1.2M |
| Q3 2024 | $151.8M | $15.4M | $33.1M | 66% | $1.2M |
| Q2 2024 | $158.6M | $15.7M | $33.7M | 72% | $737,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Peoples State BankCommunity Bank · Prairie Du Chien · $164.7M CRE book
- Century Bank and TrustCommunity Bank · Milledgeville · $163.4M CRE book
- BankOrionCommunity Bank · Orion · $163.3M CRE book
- Goldwater Bank, N.A.Community Bank · Phoenix · $166.6M CRE book
- Heritage Bank & TrustCommunity Bank · Columbia · $161.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.