LA lenders / Community Bank
b1BANK
Community Bank · Baton Rouge, LA · Business First Bancshares Inc
- Total assets
- $8.9B
- CRE loan book
- $3.6B
- QoQ CRE growth
- 6.8%
- Q1 2026
Recorded CRE activity — dallas County
3 commercial deeds of trust recorded recently, verified from county records.
- Jun 17, 2026 · unknownundisclosed
- Jun 17, 2026 · unknownundisclosed
- Jun 9, 2026 · retailundisclosed
Observed rates
Real loans — SBA 7(a)
26 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.50% (26 variable / 0 fixed) · $35.4M total approved.
Borrower cities: Houston (8), Pearland (2), Bryan (2), Katy (2), League City, New Braunfels.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 27, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.65% as of Q1 2026 — TX bank median 4.87% (1.78pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.65% | 6.79% |
| Q4 2025 | 6.57% | 6.92% |
| Q3 2025 | 6.72% | 7.07% |
| Q2 2025 | 6.51% | 6.91% |
| Q1 2025 | 6.52% | 6.88% |
| Q4 2024 | 6.96% | 7.47% |
| Q3 2024 | 6.67% | 7.18% |
| Q2 2024 | 6.51% | 7.06% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.6B | $685.8M | $257.1M | 262% | $51.5M |
| Q4 2025 | $3.4B | $639.1M | $255.1M | 258% | $40.8M |
| Q3 2025 | $3.2B | $638.9M | $250.9M | 253% | $13.0M |
| Q2 2025 | $3.2B | $600.3M | $199.4M | 247% | $27.8M |
| Q1 2025 | $3.2B | $633.7M | $253.6M | 248% | $11.0M |
| Q4 2024 | $3.2B | $670.5M | $200.5M | 254% | $8.8M |
| Q3 2024 | $2.9B | $654.4M | $148.4M | 251% | $12.7M |
| Q2 2024 | $2.8B | $637.5M | $146.1M | 248% | $9.0M |
Signals
b1BANK: frequently asked questions
- How large is b1BANK's commercial real estate loan book?
- As of Q1 2026, b1BANK reported $3.6B in commercial real estate loans out of $8.9B in total assets, per its FFIEC Call Report.
- Is b1BANK above the 300% CRE concentration guideline?
- b1BANK's CRE loans stood at 262% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is b1BANK growing or shrinking its CRE lending?
- b1BANK's CRE loan book grew 6.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is b1BANK in recorded CRE lending?
- 3 commercial deeds of trust naming b1BANK as lender have been recorded recently in dallas County, verified from county records; the most recent was recorded Jun 17, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Burke & Herbert Bank & Trust CompanyCommunity Bank · Alexandria · $3.7B CRE book
- Union Bank and Trust CompanyCommunity Bank · Lincoln · $3.5B CRE book
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
- Peapack Private Bank & TrustCommunity Bank · Bedminster · $3.4B CRE book
- First Mid Bank & Trust, National AssociationCommunity Bank · Mattoon · $3.3B CRE book
Markets where b1BANK lends
b1BANK has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.