RefiLoop Lender Data

LA lenders / Community Bank

b1BANK

Community Bank · Baton Rouge, LA · Business First Bancshares Inc

Total assets
$8.9B
CRE loan book
$3.6B
CRE concentration
262%
below the 300% supervisory guideline
QoQ CRE growth
6.8%
Q1 2026

Recorded CRE activity — harris County

13 commercial deeds of trust recorded recently, verified from county records.

  • Oct 8, 2026 · unknownundisclosed
  • Oct 6, 2026 · landundisclosed
  • Sep 23, 2026 · industrialundisclosed
  • Sep 10, 2026 · unknownundisclosed
  • Aug 28, 2026 · unknownundisclosed
  • Aug 28, 2026 · unknownundisclosed
  • Aug 28, 2026 · unknownundisclosed
  • Aug 28, 2026 · unknownundisclosed
  • Aug 25, 2026 · unknownundisclosed
  • Aug 10, 2026 · officeundisclosed

Observed rates

Real loans — SBA 7(a)

20 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.38% (20 variable / 0 fixed) · $25.9M total approved.

Borrower cities: Houston (6), Bryan (2), Katy (2), Pearland, New Braunfels, League City.

Source: SBA 7(a) FOIA dataset · most recent approval Feb 27, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.65% as of Q1 2026 — TX bank median 4.87% (1.78pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.65%6.79%
Q4 20256.57%6.92%
Q3 20256.72%7.07%
Q2 20256.51%6.91%
Q1 20256.52%6.88%
Q4 20246.96%7.47%
Q3 20246.67%7.18%
Q2 20246.51%7.06%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$3.6B$685.8M$257.1M262%$51.5M
Q4 2025$3.4B$639.1M$255.1M258%$40.8M
Q3 2025$3.2B$638.9M$250.9M253%$13.0M
Q2 2025$3.2B$600.3M$199.4M247%$27.8M
Q1 2025$3.2B$633.7M$253.6M248%$11.0M
Q4 2024$3.2B$670.5M$200.5M254%$8.8M
Q3 2024$2.9B$654.4M$148.4M251%$12.7M
Q2 2024$2.8B$637.5M$146.1M248%$9.0M

Signals

Similar lenders

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Markets where b1BANK lends

b1BANK has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.

Last updated Oct 8, 2026 · Sources: FFIEC CDR, county records, first-party conversations.