KY lenders / Community Bank
The Farmers Bank
Community Bank · Nicholasville, KY · Farmers Bcorp Nicholasville
- Total assets
- $271.1M
- CRE loan book
- $59.1M
- QoQ CRE growth
- -6.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.23% as of Q1 2026 — TX bank median 4.87% (1.37pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.23% | 6.35% |
| Q4 2025 | 6.34% | 6.52% |
| Q3 2025 | 6.24% | 6.37% |
| Q2 2025 | 6.13% | 6.24% |
| Q1 2025 | 6.00% | 6.12% |
| Q4 2024 | 5.90% | 6.04% |
| Q3 2024 | 5.88% | 5.96% |
| Q2 2024 | 5.66% | 5.77% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $59.1M | $25.8M | $6.5M | 153% | $0 |
| Q4 2025 | $62.9M | $26.9M | $7.1M | 164% | $0 |
| Q3 2025 | $61.4M | $24.8M | $7.3M | 163% | $0 |
| Q2 2025 | $59.8M | $23.7M | $7.3M | 162% | $0 |
| Q1 2025 | $56.9M | $22.0M | $6.8M | 155% | $0 |
| Q4 2024 | $56.0M | $20.8M | $6.9M | 157% | $0 |
| Q3 2024 | $55.5M | $20.7M | $6.9M | 160% | $0 |
| Q2 2024 | $51.2M | $17.3M | $6.7M | 151% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Partners Bank of WisconsinCommunity Bank · Marshfield · $58.8M CRE book
- The Farmers Bank of MiltonCommunity Bank · Milton · $59.5M CRE book
- Citizens Progressive BankCommunity Bank · Winnsboro · $58.5M CRE book
- Center National BankCommunity Bank · Litchfield · $59.7M CRE book
- The Jefferson BankCommunity Bank · Greenville · $58.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.