RefiLoop Lender Data

KY lenders / Community Bank

First Community Bank of the Heartland, Inc.

Community Bank · Clinton, KY · First Trust Financial Corp

Total assets
$488.3M
CRE loan book
$59.9M
CRE concentration
64%
below the 300% supervisory guideline
QoQ CRE growth
7.0%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$59.9M$11.1M$2.7M64%$813,000
Q4 2025$56.0M$11.3M$2.7M66%$493,000
Q3 2025$55.5M$10.6M$2.8M64%$0
Q2 2025$47.0M$3.3M$2.8M47%$0
Q1 2025$46.9M$3.3M$3.5M49%$0
Q4 2024$47.5M$2.9M$3.6M52%$0
Q3 2024$46.2M$1.8M$3.6M50%$0
Q2 2024$45.4M$1.1M$3.6M48%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.