IL lenders / Community Bank
State Bank of Graymont
Community Bank · Graymont, IL · Graymont Bcorp Inc
- Total assets
- $323.1M
- CRE loan book
- $60.2M
- QoQ CRE growth
- 4.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.36% as of Q1 2026 — TX bank median 4.87% (0.50pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.36% | 5.63% |
| Q4 2025 | 5.27% | 5.81% |
| Q3 2025 | 5.25% | 5.84% |
| Q2 2025 | 3.83% | 4.67% |
| Q1 2025 | 5.63% | 5.72% |
| Q4 2024 | 5.42% | 5.78% |
| Q3 2024 | 5.67% | 6.20% |
| Q2 2024 | 5.26% | 5.61% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $60.2M | $0 | $5.7M | 152% | $3.4M |
| Q4 2025 | $57.4M | $0 | $5.7M | 146% | $3.4M |
| Q3 2025 | $56.4M | $0 | $5.8M | 146% | $3.6M |
| Q2 2025 | $60.9M | $0 | $5.7M | 160% | $3.6M |
| Q1 2025 | $61.0M | $0 | $5.7M | 161% | $0 |
| Q4 2024 | $61.1M | $0 | $4.7M | 163% | $0 |
| Q3 2024 | $61.6M | $662,000 | $3.9M | 165% | $0 |
| Q2 2024 | $61.0M | $640,000 | $3.5M | 165% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Community Bank of the Heartland, Inc.Community Bank · Clinton · $59.9M CRE book
- Center National BankCommunity Bank · Litchfield · $59.7M CRE book
- BankwestCommunity Bank · Rockford · $60.6M CRE book
- The Pecos County State BankCommunity Bank · Fort Stockton · $60.7M CRE book
- The Farmers Bank of MiltonCommunity Bank · Milton · $59.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.