KS lenders / Community Bank
Ventura National Bank & Trust
Community Bank · Harveyville, KS · Vista Holding Co
- Total assets
- $43.7M
- CRE loan book
- $943,000
- QoQ CRE growth
- -10.9%
- Q1 2026
Recorded CRE activity — oh-franklin County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 3, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.81% as of Q1 2026 — TX bank median 4.87% (0.94pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.81% | 6.85% |
| Q4 2025 | 6.51% | 6.85% |
| Q3 2025 | 6.92% | 8.03% |
| Q2 2025 | 7.20% | 7.51% |
| Q1 2025 | 6.25% | 7.64% |
| Q4 2024 | 4.07% | 5.25% |
| Q3 2024 | 5.83% | 7.12% |
| Q2 2024 | 5.67% | 7.09% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $943,000 | $400,000 | $0 | 10% | $0 |
| Q4 2025 | $1.1M | $400,000 | $0 | 10% | $0 |
| Q3 2025 | $1.3M | $584,000 | $0 | 12% | $0 |
| Q2 2025 | $1.2M | $518,000 | $0 | 12% | $0 |
| Q1 2025 | $1.2M | $469,000 | $0 | 11% | $0 |
| Q4 2024 | $998,000 | $469,000 | $0 | 9% | $0 |
| Q3 2024 | $902,000 | $361,000 | $0 | 45% | $0 |
| Q2 2024 | $806,000 | $246,000 | $0 | 39% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The First Farmers National Bank of WaurikaCommunity Bank · Waurika · $960,000 CRE book
- The Donley County State BankCommunity Bank · Clarendon · $981,000 CRE book
- The First State BankCommunity Bank · Ness City · $1.0M CRE book
- Bank of MeadCommunity Bank · Mead · $879,000 CRE book
- Peoples State Bank of ColfaxCommunity Bank · Colfax · $1.0M CRE book
Last updated Aug 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.