IL lenders / Community Bank
Peoples State Bank of Colfax
Community Bank · Colfax, IL · Peoples Financial Corp
- Total assets
- $47.0M
- CRE loan book
- $1.0M
- QoQ CRE growth
- 3.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.93% as of Q1 2026 — TX bank median 4.87% (1.06pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.93% | 6.29% |
| Q4 2025 | 5.88% | 6.33% |
| Q3 2025 | 6.12% | 6.83% |
| Q2 2025 | 5.78% | 6.53% |
| Q1 2025 | 5.79% | 6.20% |
| Q4 2024 | 5.72% | 6.45% |
| Q3 2024 | 5.61% | 6.63% |
| Q2 2024 | 5.41% | 6.36% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.0M | $52,000 | $0 | 1% | $0 |
| Q4 2025 | $1.0M | $9,000 | $0 | 0% | $0 |
| Q3 2025 | $1.8M | $293,000 | $0 | 5% | $0 |
| Q2 2025 | $1.4M | $281,000 | $0 | 5% | $0 |
| Q1 2025 | $1.4M | $281,000 | $0 | 5% | $0 |
| Q4 2024 | $1.2M | $251,000 | $0 | 5% | $0 |
| Q3 2024 | $1.2M | $240,000 | $0 | 5% | $0 |
| Q2 2024 | $1.2M | $248,000 | $0 | 5% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Baxter State BankCommunity Bank · Baxter Springs · $1.0M CRE book
- The First State BankCommunity Bank · Ness City · $1.0M CRE book
- First State Bank of Van OrinCommunity Bank · Van Orin · $1.1M CRE book
- Fairview State Banking CompanyCommunity Bank · Fairview · $1.1M CRE book
- The Donley County State BankCommunity Bank · Clarendon · $981,000 CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.