KS lenders / Community Bank
Farmers Bank & Trust
Community Bank · Atwood, KS · Rawlins Bancshares Inc
- Total assets
- $158.1M
- CRE loan book
- $3.2M
- QoQ CRE growth
- -4.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.07% as of Q1 2026 — TX bank median 4.87% (1.21pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.07% | 6.11% |
| Q4 2025 | 6.33% | 6.59% |
| Q3 2025 | 6.64% | 6.75% |
| Q2 2025 | 5.26% | 6.07% |
| Q1 2025 | 5.90% | 6.13% |
| Q4 2024 | 6.06% | 6.12% |
| Q3 2024 | 5.89% | 5.82% |
| Q2 2024 | 5.89% | 5.74% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.2M | $0 | $803,000 | 20% | $0 |
| Q4 2025 | $3.4M | $38,000 | $816,000 | 20% | $0 |
| Q3 2025 | $3.5M | $39,000 | $829,000 | 22% | $0 |
| Q2 2025 | $2.9M | $39,000 | $454,000 | 18% | $0 |
| Q1 2025 | $4.2M | $983,000 | $465,000 | 27% | $0 |
| Q4 2024 | $5.0M | $1.7M | $476,000 | 32% | $0 |
| Q3 2024 | $4.6M | $1.3M | $486,000 | 31% | $0 |
| Q2 2024 | $4.3M | $1.0M | $497,000 | 29% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The First National Bank at St. JamesCommunity Bank · Saint James · $3.2M CRE book
- Buckley State BankCommunity Bank · Buckley · $3.2M CRE book
- First National Bank in FredoniaCommunity Bank · Fredonia · $3.3M CRE book
- Bank of ViciCommunity Bank · Vici · $3.3M CRE book
- Citizens State BankCommunity Bank · Wyoming · $3.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.