KS lenders / Community Bank
The Bank
Community Bank · Oberlin, KS · Decatur Investment Inc
- Total assets
- $620.0M
- CRE loan book
- $19.2M
- QoQ CRE growth
- -0.4%
- Q1 2026
Recorded CRE activity — tarrant County
3 commercial deeds of trust recorded recently, verified from county records.
- Jun 23, 2026 · unknownundisclosed
- Jun 16, 2026 · unknownundisclosed
- Jun 15, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.17% as of Q1 2026 — TX bank median 4.87% (2.30pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.17% | 7.13% |
| Q4 2025 | 7.04% | 7.03% |
| Q3 2025 | 8.29% | 8.06% |
| Q2 2025 | 7.86% | 7.72% |
| Q1 2025 | 9.42% | 8.84% |
| Q4 2024 | 6.59% | 6.86% |
| Q3 2024 | 7.23% | 7.60% |
| Q2 2024 | 5.30% | 6.27% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $19.2M | $1.3M | $526,000 | 3% | $801,000 |
| Q4 2025 | $19.3M | $1.1M | $533,000 | 3% | $823,000 |
| Q3 2025 | $18.1M | $1.2M | $539,000 | 3% | $844,000 |
| Q2 2025 | $17.3M | $893,000 | $545,000 | 3% | $866,000 |
| Q1 2025 | $18.5M | $609,000 | $551,000 | 4% | $0 |
| Q4 2024 | $8.5M | $1.6M | $111,000 | 2% | $0 |
| Q3 2024 | $7.3M | $2.1M | $113,000 | 4% | $43,000 |
| Q2 2024 | $7.2M | $1.8M | $116,000 | 3% | $46,000 |
Signals
Recent news
- This Atlanta tower wasn’t supposed to sit empty. Now it’s owned by the bank. - AJC.com — Coverage of The Bank related to commercial real estate and lending reported by ajc.com.Jul 15, 2026
- How the bank retreat from construction lending opened a new pipeline for brokers - mpamag.com — Coverage of The Bank related to construction lending and lending reported by mpamag.com.Jun 15, 2026
The Bank: frequently asked questions
- How large is The Bank's commercial real estate loan book?
- As of Q1 2026, The Bank reported $19.2M in commercial real estate loans out of $620.0M in total assets, per its FFIEC Call Report.
- Is The Bank above the 300% CRE concentration guideline?
- The Bank's CRE loans stood at 3% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The Bank growing or shrinking its CRE lending?
- The Bank's CRE loan book shrank 0.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The Bank in recorded CRE lending?
- 3 commercial deeds of trust naming The Bank as lender have been recorded recently in tarrant County, verified from county records; the most recent was recorded Jun 23, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of Cave CityCommunity Bank · Cave City · $19.2M CRE book
- Du Quoin State BankCommunity Bank · Du Quoin · $19.3M CRE book
- First State Bank of Campbell HillCommunity Bank · Campbell Hill · $19.4M CRE book
- The First National Bank of Izard CountyCommunity Bank · Calico Rock · $19.5M CRE book
- Farmers State Bank & Trust Co.Community Bank · Mount Sterling · $19.0M CRE book
Markets where The Bank lends
The Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.