RefiLoop Lender Data

KS lenders / Community Bank

The Bank

Community Bank · Oberlin, KS · Decatur Investment Inc

Total assets
$620.0M
CRE loan book
$19.2M
CRE concentration
3%
below the 300% supervisory guideline
QoQ CRE growth
-0.4%
Q1 2026

Recorded CRE activity — pa-berks County

6 commercial deeds of trust recorded recently, verified from county records.

  • Oct 13, 2026 · unknownundisclosed
  • Oct 1, 2026 · unknownundisclosed
  • Aug 10, 2026 · unknownundisclosed
  • Jun 23, 2026 · unknownundisclosed
  • Jun 16, 2026 · unknownundisclosed
  • Jun 15, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 7.17% as of Q1 2026 — TX bank median 4.87% (2.30pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20267.17%7.13%
Q4 20257.04%7.03%
Q3 20258.29%8.06%
Q2 20257.86%7.72%
Q1 20259.42%8.84%
Q4 20246.59%6.86%
Q3 20247.23%7.60%
Q2 20245.30%6.27%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$19.2M$1.3M$526,0003%$801,000
Q4 2025$19.3M$1.1M$533,0003%$823,000
Q3 2025$18.1M$1.2M$539,0003%$844,000
Q2 2025$17.3M$893,000$545,0003%$866,000
Q1 2025$18.5M$609,000$551,0004%$0
Q4 2024$8.5M$1.6M$111,0002%$0
Q3 2024$7.3M$2.1M$113,0004%$43,000
Q2 2024$7.2M$1.8M$116,0003%$46,000

Signals

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to The Bank →

Markets where The Bank lends

The Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.

Last updated Oct 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.