AR lenders / Community Bank
The First National Bank of Izard County
Community Bank · Calico Rock, AR · Wyatt Bancshares Inc
- Total assets
- $235.9M
- CRE loan book
- $19.5M
- QoQ CRE growth
- -1.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.21% as of Q1 2026 — TX bank median 4.87% (3.35pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.21% | 8.55% |
| Q4 2025 | 8.83% | 9.13% |
| Q3 2025 | 8.98% | 9.27% |
| Q2 2025 | 8.01% | 8.46% |
| Q1 2025 | 7.78% | 8.14% |
| Q4 2024 | 8.03% | 8.45% |
| Q3 2024 | 8.13% | 8.47% |
| Q2 2024 | 7.77% | 8.23% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $19.5M | $6.9M | $0 | 26% | $333,000 |
| Q4 2025 | $19.7M | $6.5M | $0 | 27% | $340,000 |
| Q3 2025 | $19.3M | $6.8M | $0 | 27% | $274,000 |
| Q2 2025 | $19.7M | $6.9M | $0 | 28% | $290,000 |
| Q1 2025 | $18.6M | $5.8M | $0 | 26% | $302,000 |
| Q4 2024 | $17.8M | $6.6M | $0 | 26% | $194,000 |
| Q3 2024 | $17.1M | $6.2M | $0 | 25% | $69,000 |
| Q2 2024 | $15.1M | $4.6M | $0 | 22% | $77,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State Bank of Campbell HillCommunity Bank · Campbell Hill · $19.4M CRE book
- The Harrison County BankCommunity Bank · Lost Creek · $19.5M CRE book
- Du Quoin State BankCommunity Bank · Du Quoin · $19.3M CRE book
- Bank of Cave CityCommunity Bank · Cave City · $19.2M CRE book
- The First National Bank of McConnelsvilleCommunity Bank · Mcconnelsville · $19.2M CRE book
See all alternatives to The First National Bank of Izard County →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.