KS lenders / Community Bank
Small Business Bank
Community Bank · Lenexa, KS · Gardner Bancshares Inc
- Total assets
- $72.9M
- CRE loan book
- $19.0M
- QoQ CRE growth
- 1.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.36% as of Q1 2026 — TX bank median 4.87% (0.51pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.36% | 4.76% |
| Q4 2025 | 4.29% | 5.09% |
| Q3 2025 | 4.04% | 4.57% |
| Q2 2025 | 4.14% | 4.62% |
| Q1 2025 | 5.51% | 5.60% |
| Q4 2024 | 4.60% | 4.96% |
| Q3 2024 | 3.92% | 4.33% |
| Q2 2024 | 3.81% | 4.32% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $19.0M | $1.6M | $0 | 113% | $2.2M |
| Q4 2025 | $18.6M | $4.1M | $0 | 152% | $2.2M |
| Q3 2025 | $18.4M | $4.1M | $0 | 116% | $1.7M |
| Q2 2025 | $18.1M | $584,000 | $0 | 46% | $784,000 |
| Q1 2025 | $18.2M | $524,000 | $514,000 | 54% | $786,000 |
| Q4 2024 | $18.4M | $452,000 | $517,000 | 48% | $58,000 |
| Q3 2024 | $18.8M | $1.2M | $517,000 | 53% | $60,000 |
| Q2 2024 | $18.8M | $1.2M | $517,000 | 53% | $63,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- County BankCommunity Bank · Brunswick · $19.0M CRE book
- Farmers State Bank & Trust Co.Community Bank · Mount Sterling · $19.0M CRE book
- The First National Bank of McConnelsvilleCommunity Bank · Mcconnelsville · $19.2M CRE book
- Bank of Cave CityCommunity Bank · Cave City · $19.2M CRE book
- Du Quoin State BankCommunity Bank · Du Quoin · $19.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.