RefiLoop Lender Data

IL lenders / Community Bank

Farmers State Bank & Trust Co.

Community Bank · Mount Sterling, IL · Mount Sterling Bcorp Inc

Total assets
$131.0M
CRE loan book
$19.0M
CRE concentration
91%
below the 300% supervisory guideline
QoQ CRE growth
-2.2%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$19.0M$1.2M$3.9M91%$520,000
Q4 2025$19.4M$781,000$3.9M95%$0
Q3 2025$17.8M$380,000$2.6M82%$0
Q2 2025$18.5M$905,000$2.6M90%$0
Q1 2025$18.7M$2.0M$2.6M98%$0
Q4 2024$19.6M$1.7M$2.6M105%$0
Q3 2024$18.7M$1.5M$1.9M99%$0
Q2 2024$18.1M$809,000$1.8M94%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.