IN lenders / Community Bank
German American Bank
Community Bank · Jasper, IN · German American Bcorp Inc
- Total assets
- $8.4B
- CRE loan book
- $3.0B
- QoQ CRE growth
- 0.3%
- Q1 2026
Recorded CRE activity — oh-franklin County
7 commercial deeds of trust recorded recently, verified from county records.
- Jul 31, 2026 · landundisclosed
- Jul 29, 2026 · unknownundisclosed
- Jul 29, 2026 · unknownundisclosed
- Jul 23, 2026 · unknownundisclosed
- Jul 23, 2026 · multifamilyundisclosed
- Jul 17, 2026 · landundisclosed
- Jul 17, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.15% as of Q1 2026 — TX bank median 4.87% (1.28pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.15% | 6.28% |
| Q4 2025 | 6.37% | 6.43% |
| Q3 2025 | 6.37% | 6.47% |
| Q2 2025 | 6.25% | 6.31% |
| Q1 2025 | 6.72% | 6.66% |
| Q4 2024 | 5.94% | 6.05% |
| Q3 2024 | 5.89% | 6.02% |
| Q2 2024 | 5.80% | 5.90% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.0B | $459.1M | $518.2M | 224% | $6.5M |
| Q4 2025 | $3.0B | $444.1M | $500.5M | 229% | $5.8M |
| Q3 2025 | $2.9B | $420.5M | $514.7M | 222% | $6.5M |
| Q2 2025 | $2.9B | $423.4M | $516.3M | 228% | $7.3M |
| Q1 2025 | $2.8B | $402.9M | $472.9M | 229% | $4.6M |
| Q4 2024 | $2.0B | $304.4M | $352.4M | 199% | $1.8M |
| Q3 2024 | $2.0B | $289.9M | $361.2M | 194% | $2.5M |
| Q2 2024 | $2.0B | $350.3M | $312.3M | 200% | $2.5M |
Signals
Recent news
- German American Bancorp, Inc. $GABC Position Increased by Dimensional Fund Advisors LP - MarketBeat — Coverage of German American Bank related to commercial real estate and lending reported by marketbeat.com.Aug 3, 2026
- German American Bancorp (NASDAQ:GABC) Upgraded at Wall Street Zen - MarketBeat — Coverage of German American Bank related to commercial real estate and lending reported by marketbeat.com.Aug 1, 2026
- GABC|German American Bancorp Inc|Price:50.880|Chg%:-0.230 - TradingKey — Coverage of German American Bank related to commercial real estate and lending reported by tradingkey.com.Jul 31, 2026
- German American Bancorp (NASDAQ:GABC) Price Target Raised to $51.00 - MarketBeat — Coverage of German American Bank related to commercial real estate and lending reported by marketbeat.com.Jul 30, 2026
- German American Bancorp (NASDAQ:GABC) Reaches New 52-Week High Following Earnings Beat - MarketBeat — Coverage of German American Bank related to earnings reported by marketbeat.com.Jul 28, 2026
- German American Bancorp, Inc. (NASDAQ:GABC) Declares $0.31 Quarterly Dividend - MarketBeat — Coverage of German American Bank related to commercial real estate and lending reported by marketbeat.com.Jul 28, 2026
- German American Bancorp Posts Record Quarterly Earnings - TipRanks — Coverage of German American Bank related to earnings reported by tipranks.com.Jul 27, 2026
- German American Bancorp (NASDAQ:GABC) Posts Quarterly Earnings Results, Beats Estimates By $0.10 EPS - MarketBeat — Coverage of German American Bank related to earnings reported by marketbeat.com.Jul 27, 2026
German American Bank: frequently asked questions
- How large is German American Bank's commercial real estate loan book?
- As of Q1 2026, German American Bank reported $3.0B in commercial real estate loans out of $8.4B in total assets, per its FFIEC Call Report.
- Is German American Bank above the 300% CRE concentration guideline?
- German American Bank's CRE loans stood at 224% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is German American Bank growing or shrinking its CRE lending?
- German American Bank's CRE loan book grew 0.3% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is German American Bank in recorded CRE lending?
- 7 commercial deeds of trust naming German American Bank as lender have been recorded recently in oh-franklin County, verified from county records; the most recent was recorded Jul 31, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- CNB BankCommunity Bank · Clearfield · $3.1B CRE book
- The Bancorp Bank, National AssociationCommunity Bank · Sioux Falls · $3.2B CRE book
- Lake City BankCommunity Bank · Warsaw · $2.8B CRE book
- First Mid Bank & Trust, National AssociationCommunity Bank · Mattoon · $3.3B CRE book
- Peapack Private Bank & TrustCommunity Bank · Bedminster · $3.4B CRE book
Last updated Jul 31, 2026 · Sources: FFIEC CDR, county records, first-party conversations.