IN lenders / Regional Bank
Centier Bank
Regional Bank · Whiting, IN · First Bancshares Inc
- Total assets
- $10.1B
- CRE loan book
- $4.0B
- QoQ CRE growth
- -2.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.05% as of Q1 2026 — TX bank median 4.87% (1.19pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.05% | 6.09% |
| Q4 2025 | 6.32% | 6.39% |
| Q3 2025 | 6.45% | 6.54% |
| Q2 2025 | 6.41% | 6.56% |
| Q1 2025 | 6.27% | 6.30% |
| Q4 2024 | 6.58% | 6.69% |
| Q3 2024 | 6.79% | 7.04% |
| Q2 2024 | 6.70% | 6.88% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.0B | $711.3M | $785.2M | 291% | $46.9M |
| Q4 2025 | $4.1B | $731.2M | $840.8M | 305% | $18.0M |
| Q3 2025 | $4.1B | $713.8M | $876.9M | 317% | $694,000 |
| Q2 2025 | $4.1B | $761.8M | $808.8M | 329% | $2.1M |
| Q1 2025 | $4.1B | $804.0M | $795.6M | 341% | $2.4M |
| Q4 2024 | $4.1B | $880.3M | $801.2M | 356% | $1.2M |
| Q3 2024 | $4.1B | $918.8M | $740.8M | 362% | $3.4M |
| Q2 2024 | $4.0B | $879.4M | $737.0M | 363% | $7.2M |
Similar lenders
Other regional banks we track with a comparable CRE book size.
- NBH BankRegional Bank · Greenwood Village · $3.9B CRE book
- Deutsche Bank Trust Company AmericasRegional Bank · New York · $4.3B CRE book
- Raymond James BankRegional Bank · Saint Petersburg · $4.3B CRE book
- The Park National BankRegional Bank · Newark · $3.8B CRE book
- Bank of HawaiiRegional Bank · Honolulu · $4.5B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.