IL lenders / Community Bank
Town & Country Bank Midwest
Community Bank · Quincy, IL · R Dean Phillips Bk Tr Dated 11-19-2004
- Total assets
- $286.6M
- CRE loan book
- $64.0M
- QoQ CRE growth
- -0.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.12% as of Q1 2026 — TX bank median 4.87% (2.25pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.12% | 7.10% |
| Q4 2025 | 9.05% | 7.83% |
| Q3 2025 | 7.34% | 7.49% |
| Q2 2025 | 7.36% | 7.48% |
| Q1 2025 | 7.12% | 7.16% |
| Q4 2024 | 7.19% | 7.32% |
| Q3 2024 | 6.93% | 7.19% |
| Q2 2024 | 6.84% | 7.03% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $64.0M | $15.3M | $3.9M | 69% | $0 |
| Q4 2025 | $64.2M | $19.8M | $3.9M | 79% | $0 |
| Q3 2025 | $60.2M | $18.1M | $3.7M | 96% | $0 |
| Q2 2025 | $62.6M | $18.9M | $3.7M | 112% | $0 |
| Q1 2025 | $60.4M | $18.2M | $3.8M | 113% | $0 |
| Q4 2024 | $60.4M | $17.7M | $3.6M | 115% | $0 |
| Q3 2024 | $63.1M | $20.5M | $2.7M | 121% | $0 |
| Q2 2024 | $57.1M | $17.5M | $2.7M | 105% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Goodfield State BankCommunity Bank · Goodfield · $64.0M CRE book
- Bank of FarmingtonCommunity Bank · Farmington · $64.1M CRE book
- The Andover BankCommunity Bank · Andover · $64.2M CRE book
- Caldwell Bank & Trust CompanyCommunity Bank · Columbia · $64.2M CRE book
- Waumandee State BankCommunity Bank · Waumandee · $64.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.