IL lenders / Community Bank
Legence Bank
Community Bank · Eldorado, IL · First Eldorado Bancshares Inc
- Total assets
- $648.3M
- CRE loan book
- $110.0M
- QoQ CRE growth
- 2.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.74% as of Q1 2026 — TX bank median 4.87% (1.87pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.74% | 7.06% |
| Q4 2025 | 6.99% | 7.25% |
| Q3 2025 | 7.14% | 7.39% |
| Q2 2025 | 6.98% | 7.19% |
| Q1 2025 | 6.73% | 7.08% |
| Q4 2024 | 6.74% | 7.04% |
| Q3 2024 | 6.78% | 7.12% |
| Q2 2024 | 6.65% | 7.08% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $110.0M | $5.6M | $10.3M | 136% | $5.2M |
| Q4 2025 | $107.7M | $5.1M | $5.8M | 135% | $5.7M |
| Q3 2025 | $107.9M | $12.0M | $879,000 | 136% | $3.0M |
| Q2 2025 | $110.2M | $10.5M | $723,000 | 140% | $2.9M |
| Q1 2025 | $102.0M | $7.5M | $470,000 | 129% | $1.3M |
| Q4 2024 | $100.8M | $4.8M | $478,000 | 129% | $1.3M |
| Q3 2024 | $101.5M | $4.2M | $1.5M | 121% | $1.3M |
| Q2 2024 | $117.5M | $5.4M | $1.6M | 135% | $2.9M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Bethany Bank & TrustCommunity Bank · Bethany · $110.0M CRE book
- Kentland BankCommunity Bank · Kentland · $110.2M CRE book
- Five Points Bank of HastingsCommunity Bank · Hastings · $110.5M CRE book
- Union BankCommunity Bank · Mena · $110.6M CRE book
- Town & Country BankCommunity Bank · Salem · $110.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.