IL lenders / Community Bank
Farmers and Merchants State Bank of Bushnell
Community Bank · Bushnell, IL · Prairieland Bcorp Inc
- Total assets
- $90.2M
- CRE loan book
- $3.8M
- QoQ CRE growth
- 0.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.67% as of Q1 2026 — TX bank median 4.87% (0.80pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.67% | 5.78% |
| Q4 2025 | 5.66% | 5.90% |
| Q3 2025 | 5.66% | 5.91% |
| Q2 2025 | 5.45% | 5.73% |
| Q1 2025 | 5.33% | 5.50% |
| Q4 2024 | 5.43% | 5.64% |
| Q3 2024 | 5.25% | 5.59% |
| Q2 2024 | 5.02% | 5.38% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.8M | $279,000 | $0 | 27% | $0 |
| Q4 2025 | $3.7M | $238,000 | $0 | 28% | $0 |
| Q3 2025 | $3.4M | $227,000 | $0 | 28% | $0 |
| Q2 2025 | $3.5M | $227,000 | $0 | 28% | $0 |
| Q1 2025 | $3.6M | $227,000 | $0 | 29% | $0 |
| Q4 2024 | $3.6M | $227,000 | $0 | 30% | $0 |
| Q3 2024 | $3.5M | $201,000 | $0 | 30% | $0 |
| Q2 2024 | $3.3M | $0 | $0 | 22% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Northern State Bank of GonvickCommunity Bank · Gonvick · $3.8M CRE book
- First State Bank of GolvaCommunity Bank · Golva · $3.7M CRE book
- Anderson State BankCommunity Bank · Oneida · $3.9M CRE book
- First Bank of UticaCommunity Bank · Utica · $3.7M CRE book
- Walters Bank and Trust CompanyCommunity Bank · Walters · $3.7M CRE book
See all alternatives to Farmers and Merchants State Bank of Bushnell →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.