IA lenders / Community Bank
PCSB Bank
Community Bank · Clarinda, IA · Whitmore Co Inc
- Total assets
- $332.3M
- CRE loan book
- $26.8M
- QoQ CRE growth
- 2.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.21% as of Q1 2026 — TX bank median 4.87% (1.34pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.21% | 6.45% |
| Q4 2025 | 6.38% | 6.59% |
| Q3 2025 | 6.17% | 6.51% |
| Q2 2025 | 6.02% | 6.33% |
| Q1 2025 | 5.91% | 6.26% |
| Q4 2024 | 5.95% | 6.59% |
| Q3 2024 | 5.86% | 6.35% |
| Q2 2024 | 5.65% | 6.18% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $26.8M | $2.2M | $0 | 46% | $0 |
| Q4 2025 | $26.1M | $2.2M | $0 | 45% | $0 |
| Q3 2025 | $25.2M | $2.0M | $0 | 42% | $322,000 |
| Q2 2025 | $25.2M | $1.3M | $0 | 41% | $368,000 |
| Q1 2025 | $25.9M | $1.3M | $0 | 42% | $55,000 |
| Q4 2024 | $25.9M | $1.2M | $0 | 42% | $297,000 |
| Q3 2024 | $25.0M | $743,000 | $0 | 40% | $247,000 |
| Q2 2024 | $24.3M | $269,000 | $0 | 38% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Community First BankCommunity Bank · Rosholt · $26.9M CRE book
- Commercial BankCommunity Bank · Parsons · $26.6M CRE book
- Farmers Trust & Savings BankCommunity Bank · Williamsburg · $27.2M CRE book
- Conservation First BankCommunity Bank · Benton · $27.4M CRE book
- Bank of EnglandCommunity Bank · England · $26.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.