IA lenders / Community Bank
Citizens Savings Bank
Community Bank · Marshalltown, IA · Gilman Investment Co
- Total assets
- $76.9M
- CRE loan book
- $7.9M
- QoQ CRE growth
- -2.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.59% as of Q1 2026 — TX bank median 4.87% (0.73pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.59% | 5.97% |
| Q4 2025 | 5.41% | 5.78% |
| Q3 2025 | 5.93% | 6.00% |
| Q2 2025 | 5.25% | 5.86% |
| Q1 2025 | 5.28% | 5.66% |
| Q4 2024 | 5.19% | 5.60% |
| Q3 2024 | 5.16% | 5.96% |
| Q2 2024 | 5.08% | 5.81% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $7.9M | $0 | $1.4M | 34% | $0 |
| Q4 2025 | $8.1M | $0 | $1.4M | 35% | $0 |
| Q3 2025 | $8.2M | $0 | $1.5M | 37% | $0 |
| Q2 2025 | $8.7M | $0 | $2.1M | 49% | $0 |
| Q1 2025 | $8.8M | $0 | $2.1M | 52% | $0 |
| Q4 2024 | $9.4M | $255,000 | $2.1M | 59% | $0 |
| Q3 2024 | $9.2M | $248,000 | $2.1M | 59% | $0 |
| Q2 2024 | $9.5M | $443,000 | $2.2M | 64% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.