FL lenders / Community Bank
Gala Bank
Community Bank · Ocala, FL
- Total assets
- $34.1M
- CRE loan book
- $7.8M
- QoQ CRE growth
- 4.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.60% as of Q1 2026 — TX bank median 4.87% (2.73pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.60% | 7.73% |
| Q4 2025 | 7.07% | 7.43% |
| Q3 2025 | 8.74% | 8.66% |
| Q2 2025 | 6.33% | 7.87% |
| Q1 2025 | — | 6.31% |
| Q4 2024 | — | — |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $7.8M | $2.8M | $0 | 69% | $0 |
| Q4 2025 | $7.5M | $2.3M | $0 | 67% | $0 |
| Q3 2025 | $7.0M | $2.1M | $0 | 63% | $0 |
| Q2 2025 | $3.5M | $0 | $0 | 26% | $0 |
| Q1 2025 | $1.0M | $0 | $0 | 0% | $0 |
| Q4 2024 | $0 | $0 | $0 | 0% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Hart County Bank and Trust CompanyCommunity Bank · Munfordville · $7.8M CRE book
- Pointwest BankCommunity Bank · West · $7.9M CRE book
- Federation BankCommunity Bank · Washington · $7.7M CRE book
- Citizens Savings BankCommunity Bank · Marshalltown · $7.9M CRE book
- Preferred BankCommunity Bank · Rothville · $8.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.