RefiLoop Lender Data

IA lenders / Community Bank

Central State Bank

Community Bank · State Center, IA · State Center Financial Inc

Total assets
$562.2M
CRE loan book
$262.2M
CRE concentration
388%
above the 300% supervisory guideline
QoQ CRE growth
-0.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$262.2M$27.8M$29.8M388%$3.4M
Q4 2025$263.4M$34.1M$27.0M393%$434,000
Q3 2025$251.0M$32.1M$33.0M377%$439,000
Q2 2025$246.9M$29.9M$33.4M362%$439,000
Q1 2025$254.1M$38.5M$34.7M389%$439,000
Q4 2024$254.1M$36.3M$34.9M392%$0
Q3 2024$255.5M$35.5M$35.0M402%$0
Q2 2024$247.9M$36.2M$34.1M389%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.