GA lenders / Community Bank
Colony Bank
Community Bank · Fitzgerald, GA · Colony Bankcorp Inc
- Total assets
- $3.7B
- CRE loan book
- $1.5B
- QoQ CRE growth
- -0.0%
- Q1 2026
Recorded CRE activity — oh-jefferson County
1 commercial deed of trust recorded recently, verified from county records.
- Sep 9, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
9 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 10.00% (9 variable / 0 fixed) · $7.1M total approved.
Borrower cities: El Paso (2), Fulshear, Round Rock, Greenville, Dallas, San Marcos.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 13, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.07% as of Q1 2026 — TX bank median 4.87% (1.21pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.07% | 6.21% |
| Q4 2025 | 5.94% | 6.10% |
| Q3 2025 | 6.08% | 6.20% |
| Q2 2025 | 5.99% | 6.13% |
| Q1 2025 | 5.71% | 5.84% |
| Q4 2024 | 5.87% | 6.00% |
| Q3 2024 | 5.85% | 5.97% |
| Q2 2024 | 5.56% | 5.82% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.5B | $310.2M | $106.4M | 276% | $6.6M |
| Q4 2025 | $1.5B | $303.4M | $105.9M | 284% | $10.7M |
| Q3 2025 | $1.2B | $241.6M | $82.9M | 280% | $7.8M |
| Q2 2025 | $1.2B | $238.8M | $75.1M | 278% | $3.6M |
| Q1 2025 | $1.2B | $209.5M | $78.1M | 261% | $3.8M |
| Q4 2024 | $1.1B | $205.7M | $70.7M | 252% | $3.2M |
| Q3 2024 | $1.2B | $197.0M | $75.2M | 263% | $5.2M |
| Q2 2024 | $1.1B | $202.5M | $75.4M | 256% | $1.8M |
Signals
Recent news
- Wall Street Zen Upgrades Colony Bankcorp (NYSE:CBAN) to "Buy" - marketbeat.com — Coverage of Colony Bank related to commercial real estate and lending reported by marketbeat.com.Sep 26, 2026
- Colony Bankcorp Inc. (NYSE: CBAN) Share Price, CBAN Stock News, CBAN Share Price & Updates - kalkine.ca — Coverage of Colony Bank related to commercial real estate and lending reported by kalkine.ca.Sep 18, 2026
- Colony Bankcorp Inc. (NYSE: CBAN) Share Price, CBAN Stock News, CBAN Share Price & Updates - Kalkine — Coverage of Colony Bank related to commercial real estate and lending reported by kalkine.com.au.Sep 15, 2026
- Colony Bankcorp, Inc. Reports Second Quarter 2026 Results - Business Wire — Coverage of Colony Bank related to commercial real estate and lending reported by businesswire.com.Jul 22, 2026
- Colony Bankcorp Validates My Belief In First Reliance Bancshares And Its Market - Seeking Alpha — Coverage of Colony Bank related to commercial real estate and lending reported by seekingalpha.com.Jul 3, 2026
- Colony Bancorp buys South Carolina bank in $163M stock-cash deal - Stock Titan — Coverage of Colony Bank related to commercial real estate and lending reported by stocktitan.net.Jun 26, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Academy Bank, National AssociationCommunity Bank · Kansas City · $1.5B CRE book
- Coastal Community BankCommunity Bank · Everett · $1.5B CRE book
- Leader Bank, National AssociationCommunity Bank · Arlington · $1.5B CRE book
- Orange Bank & Trust CompanyCommunity Bank · Middletown · $1.5B CRE book
- Midwest BankCentreCommunity Bank · Lemay · $1.5B CRE book
Last updated Sep 9, 2026 · Sources: FFIEC CDR, county records, first-party conversations.