WA lenders / Community Bank
Coastal Community Bank
Community Bank · Everett, WA · Coastal Financial Corp
- Total assets
- $5.7B
- CRE loan book
- $1.5B
- QoQ CRE growth
- 1.7%
- Q1 2026
Recorded CRE activity — co-arapahoe County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 24, 2026 · retailundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.39% as of Q1 2026 — TX bank median 4.87% (1.52pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.39% | 10.55% |
| Q4 2025 | 6.82% | 10.59% |
| Q3 2025 | 6.83% | 10.93% |
| Q2 2025 | 6.88% | 11.05% |
| Q1 2025 | 6.66% | 11.11% |
| Q4 2024 | 7.18% | 10.35% |
| Q3 2024 | 7.38% | 11.80% |
| Q2 2024 | 7.43% | 11.15% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.5B | $234.9M | $359.1M | 207% | $4.3M |
| Q4 2025 | $1.5B | $222.1M | $367.9M | 209% | $4.3M |
| Q3 2025 | $1.5B | $218.1M | $362.1M | 215% | $2.0M |
| Q2 2025 | $1.5B | $194.2M | $363.7M | 218% | $1.7M |
| Q1 2025 | $1.5B | $166.6M | $394.1M | 226% | $0 |
| Q4 2024 | $1.5B | $148.2M | $412.0M | 234% | $0 |
| Q3 2024 | $1.5B | $163.1M | $389.0M | 271% | $831,000 |
| Q2 2024 | $1.5B | $173.1M | $369.7M | 283% | $7.7M |
Signals
Recent news
- Coastal Financial Corporation Announces Second Quarter 2026 Results - markets.businessinsider.com — Coverage of Coastal Community Bank related to commercial real estate and lending reported by markets.businessinsider.com.Jul 30, 2026
- Coastal Financial (NASDAQ: CCB) takes $42.1M Q2 loss on partner hit - Stock Titan — Coverage of Coastal Community Bank related to commercial real estate and lending reported by stocktitan.net.Jul 30, 2026
- Coastal Financial Stock And 2 Regional Banks To Watch As Rate Pressure Eases - simplywall.st — Coverage of Coastal Community Bank related to commercial real estate and lending reported by simplywall.st.Jul 25, 2026
- How Coastal Community Bank powers Puget Sound - HeraldNet.com — Coverage of Coastal Community Bank related to commercial real estate and lending reported by heraldnet.com.Jun 1, 2026
Coastal Community Bank: frequently asked questions
- How large is Coastal Community Bank's commercial real estate loan book?
- As of Q1 2026, Coastal Community Bank reported $1.5B in commercial real estate loans out of $5.7B in total assets, per its FFIEC Call Report.
- Is Coastal Community Bank above the 300% CRE concentration guideline?
- Coastal Community Bank's CRE loans stood at 207% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Coastal Community Bank growing or shrinking its CRE lending?
- Coastal Community Bank's CRE loan book grew 1.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Coastal Community Bank in recorded CRE lending?
- 1 commercial deed of trust naming Coastal Community Bank as lender has been recorded recently in co-arapahoe County, verified from county records; the most recent was recorded Jun 24, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.