BMO Bank National Association vs Truist Bank
Side-by-side commercial real estate lending comparison, built from FFIEC Call Report filings, county-recorded documents, and first-party lender conversations.
| BMO Bank National AssociationNational Bank · Chicago, IL | Truist BankNational Bank | |
|---|---|---|
| Total assets | $252.0B | — |
| CRE loan book | $28.1B | — |
| 8-quarter CRE trend | Shrinking (-1% over 8 qtrs) | — |
| CRE concentration | 83% | — |
| QoQ CRE growth | 1.2% | — |
| Nonaccrual CRE | $315.6M | — |
| CRE 90+ days past due | $871,000 | — |
| Published term observations | 0 | 0 |
| Recorded CRE loans (recent) | 7 (co-arapahoe County) | 12 (harris County) |
Call Report figures as of Q1 2026; each bank shown at its own latest filed quarter.
BMO Bank National Association vs Truist Bank: how they compare
County recorded documents show both lenders actively closing commercial loans — 7 recent for BMO Bank National Association and 12 for Truist Bank. Truist Bank shows the heavier recent activity in the records we track. Filed deeds of trust are the ground truth of a closed, secured loan, so a presence here confirms the bank is writing business, not just quoting it.
These two banks profile similarly on the headline metrics; the deciding factor for a borrower will be the specific terms each is quoting on the deal at hand — visible in each lender's full profile.
Analysis is derived from quarterly FFIEC Call Report filings and county-recorded documents. Growth figures are net portfolio balance changes, not origination volume. None of this is an offer of credit or a recommendation of either institution.
Sources: FFIEC Call Reports (dollar figures as reported, in thousands), county recorded documents, and first-party lender conversations. Growth figures are net portfolio balance changes, not origination volume. Not an offer of credit or a recommendation of any institution.