CA lenders / Community Bank
US Metro Bank
Community Bank · Garden Grove, CA · Us Metro Bcorp
- Total assets
- $1.6B
- CRE loan book
- $948.4M
- QoQ CRE growth
- 2.3%
- Q1 2026
Recorded CRE activity — harris County
13 commercial deeds of trust recorded recently, verified from county records.
- Oct 5, 2026 · officeundisclosed
- Sep 22, 2026 · unknownundisclosed
- Sep 22, 2026 · unknownundisclosed
- Sep 14, 2026 · unknownundisclosed
- Sep 14, 2026 · unknownundisclosed
- Aug 24, 2026 · unknownundisclosed
- Aug 18, 2026 · unknownundisclosed
- Jul 29, 2026 · unknownundisclosed
- Jul 14, 2026 · landundisclosed
- Jul 6, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
27 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.00% (27 variable / 0 fixed) · $63.2M total approved.
Borrower cities: Houston (4), Tyler (2), Arlington (2), Gainesville, Denton, Baytown.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 31, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.26% as of Q1 2026 — TX bank median 4.87% (1.39pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.26% | 6.36% |
| Q4 2025 | 6.40% | 6.52% |
| Q3 2025 | 6.61% | 6.71% |
| Q2 2025 | 6.49% | 6.56% |
| Q1 2025 | 6.23% | 6.27% |
| Q4 2024 | 6.58% | 6.67% |
| Q3 2024 | 6.67% | 6.69% |
| Q2 2024 | 6.49% | 6.47% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $948.4M | $30.6M | $54.9M | 381% | $19.7M |
| Q4 2025 | $927.5M | $28.8M | $59.3M | 383% | $18.8M |
| Q3 2025 | $918.1M | $31.2M | $59.3M | 421% | $17.8M |
| Q2 2025 | $867.4M | $30.5M | $59.7M | 405% | $13.8M |
| Q1 2025 | $848.2M | $29.1M | $60.3M | 415% | $12.4M |
| Q4 2024 | $812.4M | $34.0M | $56.3M | 410% | $8.7M |
| Q3 2024 | $782.0M | $32.3M | $54.2M | 396% | $4.7M |
| Q2 2024 | $775.4M | $30.7M | $53.8M | 398% | $3.6M |
Signals
Recent news
- US Metro Bancorp declares $0.04 per share dividend By Investing.com - Investing.com Australia — Coverage of US Metro Bank related to commercial real estate and lending reported by au.investing.com.Sep 14, 2026
- US Metro Bancorp declares $0.04 per share dividend - Investing.com — Coverage of US Metro Bank related to commercial real estate and lending reported by investing.com.Sep 14, 2026
- US Metro Bancorp declares $0.04 per share dividend By Investing.com - Investing.com India — Coverage of US Metro Bank related to commercial real estate and lending reported by in.investing.com.Sep 14, 2026
- Shareholders will get 4 cents from US Metro Bancorp on Sept. 23 - Stock Titan — Coverage of US Metro Bank related to commercial real estate and lending reported by stocktitan.net.Sep 14, 2026
- Press Release: US Metro Bancorp Declares Interim Dividend on Common Stock - 富途牛牛 — Coverage of US Metro Bank related to commercial real estate and lending reported by news.futunn.com.Aug 27, 2026
- US Metro Bank deposits climb 12.2% year over year to $1.438B - Stock Titan — Coverage of US Metro Bank related to commercial real estate and lending reported by stocktitan.net.Jul 23, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Stride Bank, National AssociationCommunity Bank · Enid · $952.5M CRE book
- South Shore BankCommunity Bank · South Weymouth · $936.9M CRE book
- D. L. Evans BankCommunity Bank · Burley · $933.7M CRE book
- National Exchange Bank and TrustCommunity Bank · Fond Du Lac · $925.5M CRE book
- Vallant BankCommunity Bank · Elberton · $920.9M CRE book
Markets where US Metro Bank lends
US Metro Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Oct 5, 2026 · Sources: FFIEC CDR, county records, first-party conversations.