CA lenders / Community Bank
River City Bank
Community Bank · Sacramento, CA
- Total assets
- $6.0B
- CRE loan book
- $4.2B
- QoQ CRE growth
- 1.0%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Sep 24, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.19% as of Q1 2026 — TX bank median 4.87% (0.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.19% | 5.20% |
| Q4 2025 | 5.59% | 5.61% |
| Q3 2025 | 5.58% | 5.61% |
| Q2 2025 | 5.50% | 5.53% |
| Q1 2025 | 5.39% | 5.42% |
| Q4 2024 | 5.64% | 5.67% |
| Q3 2024 | 5.82% | 5.88% |
| Q2 2024 | 5.77% | 5.80% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.2B | $20.0M | $1.6B | 651% | $0 |
| Q4 2025 | $4.1B | $25.8M | $1.6B | 665% | $0 |
| Q3 2025 | $4.0B | $15.3M | $1.5B | 667% | $0 |
| Q2 2025 | $3.9B | $12.0M | $1.5B | 673% | $0 |
| Q1 2025 | $3.8B | $14.2M | $1.5B | 675% | $0 |
| Q4 2024 | $3.7B | $13.1M | $1.5B | 676% | $0 |
| Q3 2024 | $3.6B | $11.3M | $1.5B | 685% | $0 |
| Q2 2024 | $3.5B | $10.8M | $1.4B | 674% | $0 |
Signals
Recent news
- River City Bank 10/23/2026 Earnings Results and Report - MarketBeat — Coverage of River City Bank related to earnings reported by marketbeat.com.Oct 23, 2026
- River City Bank (NASDAQ:RCBC) Announces Earnings Results, Meets Estimates - MarketBeat — Coverage of River City Bank related to earnings reported by marketbeat.com.Oct 23, 2026
- River City Bank Reports Third Quarter 2026 Results and Announces a Quarterly Cash Dividend - Business Wire — Coverage of River City Bank related to commercial real estate and lending reported by businesswire.com.Oct 23, 2026
- River City Bank Reports Third Quarter 2026 Results and Announces a Quarterly Cash Dividend - FinancialContent — Coverage of River City Bank related to commercial real estate and lending reported by financialcontent.com.Oct 23, 2026
- River City Bank (NASDAQ:RCBC) Stock Has Average Price Target of $55.00 According to Brokerages - MarketBeat — Coverage of River City Bank related to commercial real estate and lending reported by marketbeat.com.Oct 23, 2026
- River City Bank Q3FY26 Results: Earnings release set for Oct 23, 2026 - scanx.trade — Coverage of River City Bank related to earnings reported by scanx.trade.Oct 9, 2026
- River City Bank Announces Date for Third Quarter 2026 Earnings Release and Webcast - Business Wire — Coverage of River City Bank related to earnings reported by businesswire.com.Oct 9, 2026
- River City Bank Announces Date for Third Quarter 2026 Earnings Release and Webcast - FinancialContent — Coverage of River City Bank related to earnings reported by financialcontent.com.Oct 9, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- S&T BankCommunity Bank · Indiana · $3.9B CRE book
- International Bank of CommerceCommunity Bank · Laredo · $4.6B CRE book
- Burke & Herbert Bank & Trust CompanyCommunity Bank · Alexandria · $3.7B CRE book
- Union Bank and Trust CompanyCommunity Bank · Lincoln · $3.5B CRE book
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
Markets where River City Bank lends
River City Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Sep 24, 2026 · Sources: FFIEC CDR, county records, first-party conversations.