CA lenders / Community Bank
River City Bank
Community Bank · Sacramento, CA
- Total assets
- $6.0B
- CRE loan book
- $4.2B
- QoQ CRE growth
- 1.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.19% as of Q1 2026 — TX bank median 4.87% (0.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.19% | 5.20% |
| Q4 2025 | 5.59% | 5.61% |
| Q3 2025 | 5.58% | 5.61% |
| Q2 2025 | 5.50% | 5.53% |
| Q1 2025 | 5.39% | 5.42% |
| Q4 2024 | 5.64% | 5.67% |
| Q3 2024 | 5.82% | 5.88% |
| Q2 2024 | 5.77% | 5.80% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.2B | $20.0M | $1.6B | 651% | $0 |
| Q4 2025 | $4.1B | $25.8M | $1.6B | 665% | $0 |
| Q3 2025 | $4.0B | $15.3M | $1.5B | 667% | $0 |
| Q2 2025 | $3.9B | $12.0M | $1.5B | 673% | $0 |
| Q1 2025 | $3.8B | $14.2M | $1.5B | 675% | $0 |
| Q4 2024 | $3.7B | $13.1M | $1.5B | 676% | $0 |
| Q3 2024 | $3.6B | $11.3M | $1.5B | 685% | $0 |
| Q2 2024 | $3.5B | $10.8M | $1.4B | 674% | $0 |
Signals
Recent news
- River City Bank (RCBC) Stock Price, News & Analysis $RCBC - marketbeat.com — Coverage of River City Bank related to commercial real estate and lending reported by marketbeat.com.Aug 31, 2026
- River City Bank initiated with a Neutral at DA Davidson - tipranks.com — Coverage of River City Bank related to commercial real estate and lending reported by tipranks.com.Aug 31, 2026
- River City Bank (RCBC) Stock Analysis Report | Financials & Insights - Benzinga — Coverage of River City Bank related to commercial real estate and lending reported by benzinga.com.Aug 16, 2026
- River City Bank completes IPO at $45 per share on Nasdaq By Investing.com - Investing.com India — Coverage of River City Bank related to commercial real estate and lending reported by m.in.investing.com.Aug 8, 2026
- River City Bank completes IPO at $45 per share on Nasdaq - Investing.com South Africa — Coverage of River City Bank related to commercial real estate and lending reported by m.za.investing.com.Aug 7, 2026
- River City Bank completes $121.5M secondary IPO on Nasdaq By Investing.com - Investing.com South Africa — Coverage of River City Bank related to commercial real estate and lending reported by za.investing.com.Aug 7, 2026
- River City Bank Announces Closing of Initial Public Offering - Business Wire — Coverage of River City Bank related to commercial real estate and lending reported by businesswire.com.Aug 7, 2026
- RIVER CITY BANK Financial Statements – NASDAQ:RCBC - TradingView — Coverage of River City Bank related to commercial real estate and lending reported by tradingview.com.Aug 6, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- S&T BankCommunity Bank · Indiana · $3.9B CRE book
- International Bank of CommerceCommunity Bank · Laredo · $4.6B CRE book
- Burke & Herbert Bank & Trust CompanyCommunity Bank · Alexandria · $3.7B CRE book
- Union Bank and Trust CompanyCommunity Bank · Lincoln · $3.5B CRE book
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.