AR lenders / Community Bank
Union Bank & Trust Company
Community Bank · Monticello, AR · First Union Financial Corp
- Total assets
- $329.3M
- CRE loan book
- $109.0M
- QoQ CRE growth
- 0.9%
- Q1 2026
Recorded CRE activity — co-arapahoe County
3 commercial deeds of trust recorded recently, verified from county records.
- Aug 25, 2026 · unknownundisclosed
- Aug 5, 2026 · unknownundisclosed
- Jul 16, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.45% as of Q1 2026 — TX bank median 4.87% (1.58pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.45% | 6.78% |
| Q4 2025 | 6.63% | 7.03% |
| Q3 2025 | 6.64% | 7.09% |
| Q2 2025 | 6.41% | 6.70% |
| Q1 2025 | 6.29% | 6.79% |
| Q4 2024 | 6.26% | 6.98% |
| Q3 2024 | 6.08% | 6.76% |
| Q2 2024 | 5.92% | 6.51% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $109.0M | $30.5M | $10.8M | 143% | $279,000 |
| Q4 2025 | $108.1M | $29.0M | $11.3M | 144% | $240,000 |
| Q3 2025 | $99.0M | $25.7M | $9.2M | 133% | $706,000 |
| Q2 2025 | $94.3M | $23.1M | $9.3M | 130% | $716,000 |
| Q1 2025 | $92.1M | $20.4M | $9.5M | 123% | $674,000 |
| Q4 2024 | $88.4M | $21.2M | $9.6M | 118% | $342,000 |
| Q3 2024 | $86.7M | $21.8M | $8.7M | 124% | $197,000 |
| Q2 2024 | $88.6M | $24.6M | $8.4M | 127% | $86,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Seamen's BankCommunity Bank · Provincetown · $109.1M CRE book
- First State BankCommunity Bank · Irvington · $108.4M CRE book
- First Bethany Bank & TrustCommunity Bank · Bethany · $110.0M CRE book
- Legence BankCommunity Bank · Eldorado · $110.0M CRE book
- Kentland BankCommunity Bank · Kentland · $110.2M CRE book
Last updated Aug 25, 2026 · Sources: FFIEC CDR, county records, first-party conversations.