AR lenders / Community Bank
The Peoples Bank
Community Bank · Magnolia, AR · Golden Oaks Bancshares Inc
- Total assets
- $197.1M
- CRE loan book
- $31.3M
- QoQ CRE growth
- 11.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.37% as of Q1 2026 — TX bank median 4.87% (1.50pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.37% | 7.46% |
| Q4 2025 | 6.59% | 7.67% |
| Q3 2025 | 6.43% | 7.69% |
| Q2 2025 | 6.25% | 7.60% |
| Q1 2025 | 5.78% | 7.38% |
| Q4 2024 | 5.86% | 7.42% |
| Q3 2024 | 5.80% | 7.37% |
| Q2 2024 | 5.71% | 7.30% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $31.3M | $14.1M | $562,000 | 91% | $26,000 |
| Q4 2025 | $28.1M | $12.1M | $572,000 | 82% | $0 |
| Q3 2025 | $29.5M | $13.4M | $582,000 | 85% | $26,000 |
| Q2 2025 | $28.0M | $12.0M | $910,000 | 83% | $25,000 |
| Q1 2025 | $17.9M | $10.7M | $934,000 | 46% | $25,000 |
| Q4 2024 | $17.7M | $10.2M | $953,000 | 44% | $23,000 |
| Q3 2024 | $17.0M | $9.5M | $965,000 | 43% | $0 |
| Q2 2024 | $16.2M | $7.8M | $976,000 | 39% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Peoples State Bank of VelvaCommunity Bank · Velva · $31.2M CRE book
- Security State Bank of HibbingCommunity Bank · Hibbing · $31.0M CRE book
- The First National Bank and Trust Company of MiamiCommunity Bank · Miami · $31.7M CRE book
- Planters and Citizens BankCommunity Bank · Camilla · $31.7M CRE book
- The Bank of VersaillesCommunity Bank · Versailles · $31.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.