AR lenders / Community Bank
Fidelity Bank
Community Bank · West Memphis, AR · Carlson Bancshares Inc
- Total assets
- $558.2M
- CRE loan book
- $158.3M
- QoQ CRE growth
- 0.2%
- Q1 2026
Recorded CRE activity — tarrant County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 16, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.19% as of Q1 2026 — TX bank median 4.87% (1.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.19% | 6.19% |
| Q4 2025 | 6.22% | 6.06% |
| Q3 2025 | 6.30% | 6.42% |
| Q2 2025 | 6.12% | 6.26% |
| Q1 2025 | 5.69% | 5.80% |
| Q4 2024 | 6.04% | 6.16% |
| Q3 2024 | 5.81% | 6.31% |
| Q2 2024 | 5.61% | 6.06% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $158.3M | $15.9M | $5.5M | 168% | $0 |
| Q4 2025 | $158.0M | $14.7M | $5.5M | 170% | $0 |
| Q3 2025 | $156.2M | $22.4M | $5.5M | 170% | $0 |
| Q2 2025 | $154.1M | $21.5M | $5.6M | 191% | $0 |
| Q1 2025 | $157.5M | $24.4M | $5.6M | 202% | $0 |
| Q4 2024 | $142.0M | $20.6M | $5.7M | 181% | $0 |
| Q3 2024 | $142.8M | $24.7M | $5.9M | 172% | $0 |
| Q2 2024 | $139.2M | $22.4M | $5.9M | 170% | $0 |
Signals
Recent news
- Fidelity: We won’t join ‘folly’ of risky lending - Tribune242 — Coverage of Fidelity Bank related to lending reported by tribune242.com.Jul 28, 2026
- Fidelity Financial ratings cut by KBRA as capital levels lag peers - Traders Union — Coverage of Fidelity Bank related to commercial real estate and lending reported by tradersunion.com.Jul 24, 2026
Fidelity Bank: frequently asked questions
- How large is Fidelity Bank's commercial real estate loan book?
- As of Q1 2026, Fidelity Bank reported $158.3M in commercial real estate loans out of $558.2M in total assets, per its FFIEC Call Report.
- Is Fidelity Bank above the 300% CRE concentration guideline?
- Fidelity Bank's CRE loans stood at 168% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Fidelity Bank growing or shrinking its CRE lending?
- Fidelity Bank's CRE loan book grew 0.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Fidelity Bank in recorded CRE lending?
- 1 commercial deed of trust naming Fidelity Bank as lender has been recorded recently in tarrant County, verified from county records; the most recent was recorded Jun 16, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of MadisonCommunity Bank · Madison · $158.3M CRE book
- Central State BankCommunity Bank · Coralville · $158.2M CRE book
- Sherburne State BankCommunity Bank · Becker · $158.7M CRE book
- First State Bank of TexasCommunity Bank · Orange · $159.8M CRE book
- Citizens First BankCommunity Bank · Viroqua · $156.8M CRE book
Markets where Fidelity Bank lends
Fidelity Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.