AR lenders / Community Bank
Cross Bank
Community Bank · Wynne, AR · Cross County Bancshares Inc
- Total assets
- $564.4M
- CRE loan book
- $173.4M
- QoQ CRE growth
- 1.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.17% as of Q1 2026 — TX bank median 4.87% (2.31pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.17% | 7.47% |
| Q4 2025 | 6.32% | 7.31% |
| Q3 2025 | 6.97% | 7.43% |
| Q2 2025 | 6.41% | 6.98% |
| Q1 2025 | 7.05% | 7.51% |
| Q4 2024 | 6.97% | 7.81% |
| Q3 2024 | 7.06% | 7.55% |
| Q2 2024 | 6.79% | 7.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $173.4M | $30.7M | $18.0M | 194% | $1.6M |
| Q4 2025 | $170.7M | $29.6M | $18.7M | 194% | $2.7M |
| Q3 2025 | $164.6M | $25.4M | $19.0M | 189% | $1.4M |
| Q2 2025 | $181.0M | $52.7M | $22.5M | 240% | $1.4M |
| Q1 2025 | $184.0M | $55.2M | $21.8M | 257% | $1.4M |
| Q4 2024 | $174.7M | $49.3M | $21.1M | 249% | $1.4M |
| Q3 2024 | $159.2M | $46.5M | $19.9M | 220% | $1.3M |
| Q2 2024 | $150.4M | $43.4M | $18.3M | 209% | $1.3M |
Signals
Recent news
- Banking Giants Embrace Blockchain: JPMorgan's Onyx Platform and Cross-Border Payments - yellow.com — Coverage of Cross Bank related to commercial real estate and lending reported by yellow.com.Aug 15, 2026
- Banking Giants Embrace Blockchain: JPMorgan's Onyx Platform and Cross-Border Payments - Yellow.com — Coverage of Cross Bank related to commercial real estate and lending reported by yellow.com.Aug 11, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bay State Savings BankCommunity Bank · Worcester · $173.5M CRE book
- Legends BankCommunity Bank · Linn · $173.9M CRE book
- UNICO BankCommunity Bank · Mineral Point · $174.6M CRE book
- Northview BankCommunity Bank · Sandstone · $172.2M CRE book
- Mechanics & Farmers BankCommunity Bank · Durham · $171.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.