The Exchange Bank · Alternatives
Alternatives to The Exchange Bank for Commercial Real Estate Loans
Lenders worth a look alongside The Exchange Bank — matched on category and CRE book size, on verified activity in the same counties, and on SBA lending with real observed rates. Built from regulatory filings, county records, and SBA FOIA data; nothing here is sponsored.
Similar lenders by size and category
Other community banks we track with a CRE loan book closest to The Exchange Bank's — the most direct substitutes for the same kind of borrowing relationship.
- The State Exchange BankCommunity Bank · Lamont · $24.7M CRE book
- The Twin Valley BankCommunity Bank · West Alexandria · $24.7M CRE book
- Merchants State BankCommunity Bank · Freeman · $24.5M CRE book
- Farmers & Merchants Bank & TrustCommunity Bank · Burlington · $24.5M CRE book
- Oakwood BankCommunity Bank · Pigeon Falls · $24.5M CRE book
SBA-active alternatives
If the deal fits SBA 7(a)/504 — owner-occupied commercial real estate — these were the most active SBA lenders on Texas projects over the last 12 months, with the real median initial rate on their approvals (SBA FOIA loan-level data).
| # | Lender | SBA loans (12mo) | Median initial rate |
|---|---|---|---|
| 1 | Northeast Bank | 96 | 11% |
| 2 | Newtek Bank, National Association | 80 | 10.5% |
| 3 | Huntington National Bank | 74 | 9.75% |
| 4 | Live Oak Banking Company | 48 | 8.99% |
| 5 | Readycap Lending, LLC | 35 | 13.5% |
See which lenders match your deal
Answer a few questions about your property and get an estimated rate and structure range — plus how many lenders are actively closing loans like yours.
Estimate my termsSources: FFIEC Call Reports, county recorded documents, SBA 7(a)/504 FOIA loan-level data. Inclusion reflects verified lending data only — not an offer of credit, a recommendation of any institution, or a statement about credit quality.