SD lenders / Community Bank
Merchants State Bank
Community Bank · Freeman, SD · H&W Holding Co
- Total assets
- $217.6M
- CRE loan book
- $24.5M
- QoQ CRE growth
- 12.0%
- Q1 2026
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $24.5M | $0 | $0 | 25% | $0 |
| Q4 2025 | $21.9M | $0 | $0 | 26% | $0 |
| Q3 2025 | $21.9M | $0 | $0 | 16% | $0 |
| Q2 2025 | $20.6M | $0 | $0 | 14% | $0 |
| Q1 2025 | $19.4M | $0 | $0 | 14% | $0 |
| Q4 2024 | $18.7M | $0 | $0 | 14% | $0 |
| Q3 2024 | $21.4M | $0 | $0 | 23% | $37,000 |
| Q2 2024 | $24.2M | $0 | $0 | 24% | $38,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers & Merchants Bank & TrustCommunity Bank · Burlington · $24.5M CRE book
- Oakwood BankCommunity Bank · Pigeon Falls · $24.5M CRE book
- Bonduel State BankCommunity Bank · Bonduel · $24.4M CRE book
- The Exchange BankCommunity Bank · Skiatook · $24.6M CRE book
- The State Exchange BankCommunity Bank · Lamont · $24.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.