RefiLoop Lender Data

AL lenders / Community Bank

First Financial Bank

Community Bank · Bessemer, AL · Firstfed Bcorp Employee Stk Ownership Plan

Total assets
$245.6M
CRE loan book
$67.6M
CRE concentration
132%
below the 300% supervisory guideline
QoQ CRE growth
2.1%
Q1 2026

Recorded CRE activity — oh-franklin County

50 commercial deeds of trust recorded recently, verified from county records.

  • Aug 12, 2026 · landundisclosed
  • Aug 12, 2026 · landundisclosed
  • Aug 11, 2026 · landundisclosed
  • Aug 7, 2026 · landundisclosed
  • Aug 7, 2026 · unknownundisclosed
  • Aug 4, 2026 · unknownundisclosed
  • Aug 4, 2026 · unknownundisclosed
  • Aug 4, 2026 · landundisclosed
  • Aug 4, 2026 · landundisclosed
  • Aug 3, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.62% as of Q1 2026 — TX bank median 4.87% (0.76pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.62%5.60%
Q4 20255.79%5.78%
Q3 20255.42%5.71%
Q2 20255.74%5.65%
Q1 20255.51%5.52%
Q4 20245.27%5.47%
Q3 20245.73%5.70%
Q2 20245.42%5.32%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$67.6M$11.8M$4.9M132%$0
Q4 2025$66.2M$13.5M$4.9M134%$0
Q3 2025$60.2M$16.2M$1.5M134%$0
Q2 2025$57.6M$13.7M$1.7M116%$0
Q1 2025$56.7M$13.6M$571,000118%$0
Q4 2024$55.6M$13.6M$578,000112%$0
Q3 2024$55.9M$13.9M$585,000111%$0
Q2 2024$61.4M$17.5M$592,00098%$0

Signals

Similar lenders

Other community banks we track with a comparable CRE book size.

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Markets where First Financial Bank lends

First Financial Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.

Last updated Aug 12, 2026 · Sources: FFIEC CDR, county records, first-party conversations.