OK lenders / Community Bank
Bank of Commerce
Community Bank · Chelsea, OK · Commerce Bancshares Inc
- Total assets
- $205.5M
- CRE loan book
- $67.2M
- QoQ CRE growth
- 4.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.75% as of Q1 2026 — TX bank median 4.87% (2.88pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.75% | 8.04% |
| Q4 2025 | 8.25% | 8.55% |
| Q3 2025 | 8.04% | 8.50% |
| Q2 2025 | 7.98% | 8.43% |
| Q1 2025 | 7.68% | 8.17% |
| Q4 2024 | 7.67% | 8.20% |
| Q3 2024 | 7.45% | 8.02% |
| Q2 2024 | 7.17% | 7.81% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $67.2M | $19.6M | $1.2M | 124% | $583,000 |
| Q4 2025 | $64.5M | $21.4M | $1.4M | 128% | $601,000 |
| Q3 2025 | $57.7M | $18.9M | $1.4M | 115% | $613,000 |
| Q2 2025 | $58.6M | $18.5M | $1.1M | 114% | $627,000 |
| Q1 2025 | $56.3M | $18.4M | $1.1M | 120% | $627,000 |
| Q4 2024 | $53.6M | $13.9M | $1.1M | 102% | $630,000 |
| Q3 2024 | $54.9M | $14.7M | $1.1M | 100% | $636,000 |
| Q2 2024 | $55.9M | $14.5M | $1.1M | 103% | $639,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- DeWitt Bank & Trust Co.Community Bank · Dewitt · $67.0M CRE book
- Arcadian BankCommunity Bank · Hartland · $67.7M CRE book
- The Citizens Bank CompanyCommunity Bank · Beverly · $68.1M CRE book
- Hendricks County Bank and Trust CompanyCommunity Bank · Brownsburg · $68.1M CRE book
- Teutopolis State BankCommunity Bank · Teutopolis · $68.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.