RefiLoop Lender Data

WA lenders / Community Bank

Lamont Bank of St. John

Community Bank · Saint John, WA

Total assets
$55.9M
CRE loan book
$0
CRE concentration
0%
below the 300% supervisory guideline
QoQ CRE growth
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 7.15% as of Q1 2026 — TX bank median 4.87% (2.29pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20267.15%
Q4 20256.19%4.92%
Q3 20257.28%7.80%
Q2 20256.52%5.92%
Q1 20256.55%5.97%
Q4 20243.68%5.47%
Q3 20247.70%7.20%
Q2 20247.42%6.92%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$0$0$00%$0
Q4 2025$0$0$00%$0
Q3 2025$0$0$00%$0
Q2 2025$0$0$05%$0
Q1 2025$0$0$013%$0
Q4 2024$0$0$021%$0
Q3 2024$0$0$019%$0
Q2 2024$0$0$023%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.