TX lenders / Community Bank
Yoakum Bank
Community Bank · Yoakum, TX · Yoakum National Bancshares Inc
- Total assets
- $382.0M
- CRE loan book
- $122.4M
- QoQ CRE growth
- 4.7%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 25, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.10% as of Q1 2026 — TX bank median 6.76% (0.34pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.10% | 7.27% |
| Q4 2025 | 6.90% | 7.21% |
| Q3 2025 | 6.83% | 7.27% |
| Q2 2025 | 6.97% | 7.25% |
| Q1 2025 | 6.85% | 7.08% |
| Q4 2024 | 6.92% | 7.47% |
| Q3 2024 | 6.83% | 7.20% |
| Q2 2024 | 6.58% | 6.96% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $122.4M | $19.4M | $8.5M | 201% | $0 |
| Q4 2025 | $116.9M | $16.6M | $8.2M | 188% | $0 |
| Q3 2025 | $118.8M | $9.7M | $8.2M | 178% | $0 |
| Q2 2025 | $119.5M | $13.3M | $10.0M | 186% | $0 |
| Q1 2025 | $110.5M | $11.4M | $10.0M | 185% | $0 |
| Q4 2024 | $103.3M | $8.7M | $10.1M | 167% | $0 |
| Q3 2024 | $97.8M | $6.7M | $9.7M | 154% | $0 |
| Q2 2024 | $90.3M | $4.8M | $9.6M | 141% | $0 |
Yoakum Bank: frequently asked questions
- How large is Yoakum Bank's commercial real estate loan book?
- As of Q1 2026, Yoakum Bank reported $122.4M in commercial real estate loans out of $382.0M in total assets, per its FFIEC Call Report.
- Is Yoakum Bank above the 300% CRE concentration guideline?
- Yoakum Bank's CRE loans stood at 201% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Yoakum Bank growing or shrinking its CRE lending?
- Yoakum Bank's CRE loan book grew 4.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Yoakum Bank in recorded CRE lending?
- 1 commercial deed of trust naming Yoakum Bank as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Jun 25, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens Bank of AmericusCommunity Bank · Americus · $122.4M CRE book
- Chickasaw Community BankCommunity Bank · Oklahoma City · $122.8M CRE book
- Greenville National BankCommunity Bank · Greenville · $123.0M CRE book
- Marion Community BankCommunity Bank · Marion · $123.5M CRE book
- The Savings BankCommunity Bank · Circleville · $120.6M CRE book
Markets where Yoakum Bank lends
Yoakum Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.