TX lenders / Community Bank
Western Bank
Community Bank · Lubbock, TX · Circle I Bank Group Inc
- Total assets
- $944.0M
- CRE loan book
- $303.2M
- QoQ CRE growth
- 1.1%
- Q1 2026
Recorded CRE activity — nueces County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.52% as of Q1 2026 — TX bank median 6.76% (0.76pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.52% | 7.67% |
| Q4 2025 | 7.98% | 8.06% |
| Q3 2025 | 7.76% | 8.01% |
| Q2 2025 | 7.74% | 7.87% |
| Q1 2025 | 7.48% | 7.76% |
| Q4 2024 | 7.49% | 7.65% |
| Q3 2024 | 7.67% | 8.07% |
| Q2 2024 | 7.45% | 7.98% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $303.2M | $83.4M | $14.3M | 242% | $0 |
| Q4 2025 | $300.0M | $91.9M | $12.0M | 247% | $0 |
| Q3 2025 | $275.3M | $73.1M | $12.1M | 225% | $40,000 |
| Q2 2025 | $271.2M | $67.2M | $12.3M | 227% | $34,000 |
| Q1 2025 | $268.8M | $67.5M | $12.2M | 236% | $0 |
| Q4 2024 | $261.2M | $64.2M | $23.7M | 241% | $0 |
| Q3 2024 | $262.0M | $66.6M | $23.7M | 252% | $1.2M |
| Q2 2024 | $249.5M | $64.4M | $22.1M | 252% | $1.2M |
Signals
Western Bank: frequently asked questions
- How large is Western Bank's commercial real estate loan book?
- As of Q1 2026, Western Bank reported $303.2M in commercial real estate loans out of $944.0M in total assets, per its FFIEC Call Report.
- Is Western Bank above the 300% CRE concentration guideline?
- Western Bank's CRE loans stood at 242% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Western Bank growing or shrinking its CRE lending?
- Western Bank's CRE loan book grew 1.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Western Bank in recorded CRE lending?
- 1 commercial deed of trust naming Western Bank as lender has been recorded recently in nueces County, verified from county records; the most recent was recorded Jun 26, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Walden Savings BankCommunity Bank · Montgomery · $303.7M CRE book
- Newfield National BankCommunity Bank · Newfield · $304.9M CRE book
- Citizens State BankCommunity Bank · Somerville · $305.9M CRE book
- Hiawatha National BankCommunity Bank · Hager City · $307.1M CRE book
- Bank of LuxemburgCommunity Bank · Luxemburg · $299.2M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.