TX lenders / Community Bank
TIB National Association
Community Bank · Farmers Branch, TX · Tib Inc
- Total assets
- $3.0B
- CRE loan book
- $302.8M
- QoQ CRE growth
- -2.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.95% as of Q1 2026 — TX bank median 6.76% (1.19pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.95% | 6.15% |
| Q4 2025 | 8.01% | 6.34% |
| Q3 2025 | 8.11% | 6.41% |
| Q2 2025 | 7.40% | 6.12% |
| Q1 2025 | 8.27% | 6.34% |
| Q4 2024 | 7.95% | 6.38% |
| Q3 2024 | 8.25% | 6.57% |
| Q2 2024 | 8.34% | 6.62% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $302.8M | $134.1M | $17.8M | 56% | $10.5M |
| Q4 2025 | $309.2M | $132.1M | $18.0M | 58% | $14.0M |
| Q3 2025 | $320.9M | $127.6M | $20.2M | 60% | $14.3M |
| Q2 2025 | $335.4M | $137.4M | $20.3M | 65% | $14.5M |
| Q1 2025 | $327.9M | $133.7M | $17.8M | 63% | $6.9M |
| Q4 2024 | $315.0M | $125.3M | $18.7M | 61% | $5.2M |
| Q3 2024 | $309.7M | $143.0M | $15.2M | 58% | $5.3M |
| Q2 2024 | $302.2M | $150.8M | $18.1M | 58% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Walden Savings BankCommunity Bank · Montgomery · $303.7M CRE book
- Newfield National BankCommunity Bank · Newfield · $304.9M CRE book
- Citizens State BankCommunity Bank · Somerville · $305.9M CRE book
- Bank of LuxemburgCommunity Bank · Luxemburg · $299.2M CRE book
- Hiawatha National BankCommunity Bank · Hager City · $307.1M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.