TX lenders / Community Bank
The First National Bank of Livingston
Community Bank · Livingston, TX · Fnb Co
- Total assets
- $468.7M
- CRE loan book
- $56.2M
- QoQ CRE growth
- 6.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.50% as of Q1 2026 — TX bank median 6.76% (0.25pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.50% | 6.52% |
| Q4 2025 | 6.69% | 6.64% |
| Q3 2025 | 6.53% | 6.59% |
| Q2 2025 | 6.44% | 6.44% |
| Q1 2025 | 6.23% | 6.27% |
| Q4 2024 | 6.22% | 6.32% |
| Q3 2024 | 6.22% | 6.30% |
| Q2 2024 | 5.78% | 5.90% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $56.2M | $31.0M | $0 | 59% | $0 |
| Q4 2025 | $52.8M | $27.6M | $0 | 54% | $0 |
| Q3 2025 | $50.8M | $26.1M | $0 | 51% | $0 |
| Q2 2025 | $48.2M | $26.2M | $0 | 52% | $0 |
| Q1 2025 | $46.3M | $24.9M | $0 | 51% | $0 |
| Q4 2024 | $46.7M | $24.9M | $0 | 51% | $0 |
| Q3 2024 | $46.1M | $24.5M | $0 | 53% | $0 |
| Q2 2024 | $50.3M | $28.5M | $140,000 | 60% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Lyon County State BankCommunity Bank · Emporia · $56.2M CRE book
- First Texoma National BankCommunity Bank · Durant · $56.2M CRE book
- Tanager BankCommunity Bank · Jackson · $56.1M CRE book
- Bank of Abbeville & Trust CompanyCommunity Bank · Abbeville · $55.2M CRE book
- Manhattan BankCommunity Bank · Manhattan · $55.1M CRE book
See all alternatives to The First National Bank of Livingston →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.