TX lenders / Community Bank
The First National Bank of Eagle Lake
Community Bank · Eagle Lake, TX · Eagle Lake Bancshares Inc
- Total assets
- $170.7M
- CRE loan book
- $32.9M
- QoQ CRE growth
- 0.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.50% as of Q1 2026 — TX bank median 6.76% (0.26pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.50% | 6.99% |
| Q4 2025 | 7.03% | 7.24% |
| Q3 2025 | 6.50% | 7.05% |
| Q2 2025 | 6.30% | 6.96% |
| Q1 2025 | 5.97% | 6.78% |
| Q4 2024 | 6.48% | 7.08% |
| Q3 2024 | 6.56% | 7.15% |
| Q2 2024 | 6.44% | 7.07% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $32.9M | $5.2M | $822,000 | 44% | $2.3M |
| Q4 2025 | $32.6M | $4.9M | $450,000 | 41% | $2.2M |
| Q3 2025 | $32.7M | $6.7M | $459,000 | 51% | $3.0M |
| Q2 2025 | $33.4M | $8.2M | $466,000 | 45% | $3.1M |
| Q1 2025 | $37.6M | $9.5M | $474,000 | 53% | $3.1M |
| Q4 2024 | $38.0M | $7.8M | $482,000 | 45% | $0 |
| Q3 2024 | $38.6M | $7.7M | $489,000 | 45% | $0 |
| Q2 2024 | $41.6M | $8.1M | $496,000 | 48% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers and Merchants State Bank of PierzCommunity Bank · Pierz · $32.9M CRE book
- Bank of Commerce & Trust Co.Community Bank · Crowley · $33.0M CRE book
- Peoples Trust and Savings BankCommunity Bank · Boonville · $32.6M CRE book
- Community Point BankCommunity Bank · Russellville · $33.2M CRE book
- Citizens National Bank of AlbionCommunity Bank · Albion · $33.3M CRE book
See all alternatives to The First National Bank of Eagle Lake →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.